5069 Lighthouse Ct, Morganton, NC 28655 Property Records

Burke County property record for 5069 Lighthouse Ct, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,160 sqft · built 2009
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$894,000 (Mar 2020)
Tax Bill	$7,115 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1754955936`

Property Details

APN / Parcel Number

Primary APN	`1754955936`
Alternative APN	`51035`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,160 sqft Living Area
1st Floor Area	2,080 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	27,007 sqft (0.619 acres)
Terrain	Rolling
Garage Area	624 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	784 sqft
Deck Area	112 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1754955936
Street Address	5069 LIGHTHOUSE CT
City	MORGANTON
State	NC
Zip	28655-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL ONE DIST
Legal Description	5069 LIGHTHOUSE CT MORGANTON, NC 28655
Legal Subdivision	SOUTHPOINTE
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2008
Census Tract	20203

Owner

Source: Burke County records · APN 1754955936

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5069 LIGHTHOUSE CT, MORGANTON, NC 28655-5016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	0002454254
Deed Book / Page	2454 / 254
Record Updated	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 16, 2020
Property Address	5069 LIGHTHOUSE CT, MORGANTON, NC 28655-5016
Document Number	0024540254
Book / Page	2454 / 254
Map Reference	MB 12 PG 117
Instrument Date	Mar 16, 2020
Instrument	2017038256
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,788.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4117 SAINT TIMMS CT, 4117, CHARLOTTE, NC 28226-4347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 LIGHTHOUSE COURT, MORGANTON, NC 28655

Mortgage

Document Number	2017038257
Date	Mar 16, 2020
Instrument	2017038257

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,115.00 (-0.71%)	$1,106,031 (-) Land $291,200 Building $814,831	$1,106,031 (-) Land $291,200 Building $814,831
2023	$7,166.00	$1,106,031 Land $291,200 Building $814,831	$1,106,031 Land $291,200 Building $814,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Based on FCC filings for 63 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGANTON serves 27,221 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.