5069 Guernsey Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5069 Guernsey Rd, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,644 sqft · built 1980
Lot Size1.55 acres (67,518 sqft)
Owner2 Individual Names on File
Last Sale$349,000 (Sep 2025)
Tax Bill$3,232 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-1N-29-0000-01509-0000

Property Details

APN / Parcel Number

Primary APN08-1N-29-0000-01509-0000
Alternative APN
  • N291080000015090000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,644 sqft Living Area
Gross Area2,613 sqft
1st Floor Area1,119 sqft
Upper Floors Area525 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area67,518 sqft (1.55 acres)
Lot Dimensions480 ft deep x 140 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area356 sqft
Patio Area88 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5069 GUERNSEY RD
CityPACE
StateFL
Zip32571-8614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATED FOR 2025* COM NW COR SEC 8 TWNSHP 1 NORTH RANGE 29 WEST TH E 318.44 FT TH S 20 FT TO POB TH CONT S 479.55 FT TH E 140 FT T H N 479.49 FT TH W 140 FT TO POB BEING LOT 5 OF UNREC SUB AS DES IN OR 4654 PG 346
Legal Range29W
Legal Township1N
Legal Section08
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1000
Census Tract10708

Owner

5069 Guernsey Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5069 GUERNSEY RD, MILTON, FL 32571-8614
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Sep 3, 2025Warranty Deed, Transfer · VA Mortgage
RELIANCE MORTGAGE PARTNERS LLC
Jun 6, 2023Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
May 8, 2019Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE TRUST INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2025 · Amount on File
Deed SaleSep 3, 2025 · Amount on File
Prior SaleJun 6, 2023 · Amount on File
Deed Document Number202540813
Deed Book / Page4654 / 346
Prior Transfer DateSep 2, 2025
Prior Transfer Doc0046540346
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5069 GUERNSEY RD, PACE, FL 32571-8614
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5069 GUERNSEY RD, PACE, FL 32571-8614

Mortgage

Document Number0041610916
DateAug 10, 2021
Book Page4161/916
Instrument202153703
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueAug 1, 2049

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5069 GUERNSEY RD, PACE, FL 32571-8614
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3701 ANDREW JACKSON DR, PACE, FL 32571-2119

Mortgage

Document Number0044141484
DateJul 14, 2023
Book Page4414/1484
Instrument202331446
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 3, 2025
Property Address5069 GUERNSEY RD, PACE, FL 32571-8614
Document Number0046540346
Book / Page4654 / 346
Instrument DateSep 2, 2025
Instrument202540813
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,443.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3701 ANDREW JACKSON DR, PACE, FL 32571-2119

Transferred To (Grantee/Buyer)

NameVerified Name
Address5069 GUERNSEY RD, PACE, FL 32571-8614

Mortgage

Document Number0004654348
DateSep 3, 2025
Instrument4654/348
Lender
NameRELIANCE MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 6, 2023
Property Address5069 GUERNSEY RD, PACE, FL 32571-8614
Document Number0044021216
Book / Page4402 / 1216
Instrument DateJun 2, 2023
Instrument202324988
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6054 DUNRIDGE DR, PACE, FL 32571-7628

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5069 GUERNSEY RD, PACE, FL 32571-8614

Mortgage

Document Number0044021218
DateJun 6, 2023
Instrument4402/1218
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 8, 2019
Property Address5069 GUERNSEY RD, PACE, FL 32571-8614
Document Number0038271054
Book / Page3827 / 1054
Instrument DateApr 30, 2019
Instrument201919004
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyGUARANTEE TTL OF NORTHWEST F

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5069 GUERNSEY RD, 5069, MILTON, FL 32571-8614

Transferred To (Grantee/Buyer)

NameVerified Name
Address5069 GUENSEY ROAD, MILTON, FL 32571-8614

Mortgage

Document Number0038271056
DateMay 8, 2019
Instrument3827/1056
Lender
NameMORTGAGE TRUST INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5069 Guernsey Rd was $3,232, up 4.6% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,232.00 (+4.56%)$260,492 (+4.85%) Land $62,000 Building $198,492$260,492 (+4.85%) Land $62,000 Building $198,492
2024$3,091.00 (+104.43%)$248,440 (+60.15%) Land $62,000 Building $186,440$248,440 (+22.3%) Land $62,000 Building $186,440
2023$1,512.00 (+3%) Homeowner's exemption$155,129 (+3%)$203,133 (+4.58%) Land $62,000 Building $141,133
2022$1,468.00 Homeowner's exemption$150,611$194,239 Land $54,250 Building $139,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5069 Guernsey Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims13 (1995–2020)
Claims Outside the SFHA12 of 13
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5069 Guernsey Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: Verizon.

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