Dorchester County property record for 5068 White Cedar Rd, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,009 sqft · built 2016 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,442 (Mar 2016) |
| Tax Bill | $2,773 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 163-02-02-092 |
| Primary APN | 163-02-02-092 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,009 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Coal |
| Account Number | R0076351 |
|---|---|
| Street Address | 5068 WHITE CEDAR RD |
| City | LADSON |
| State | SC |
| Zip | 29456-8539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD_NC |
| Legal Description | LOT 109 SUBD: COOSAW PRESERVE PH 3 |
| Legal Subdivision | COOSAW PRESERVE |
| Legal Phase | 3 |
| Legal Lot Number | 109 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10817 |
5068 White Cedar Rd is owned and occupied by an individual who bought it in March 2016.
Source: Dorchester County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5068 WHITE CEDAR RD, LADSON, SC 29456-8539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 18, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2016 · Amount on File |
| Deed Sale | Mar 18, 2016 · Amount on File |
| Deed Document Number | 2016906073 |
| Deed Book / Page | 10142 / 247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 5068 WHITE CEDAR RD, LADSON, SC 29456-8539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5068 WHITE CEDAR RD, LADSON, SC 29456-8539 |
| Document Number | 0147980252 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 14798/252 |
| Instrument | 2023012921 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 5068 WHITE CEDAR RD, LADSON, SC 29456-8539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 134000008 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 13400/8 |
| Instrument | 2021017808 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 5068 WHITE CEDAR RD, LADSON, SC 29456-8539 |
| Document Number | 2720/0174 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 5068 WHITE CEDAR RD LADSON SC 294568539, LADSON, SC 29456-8539 |
| Document Number | 2720/0174 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 012720/000174 |
| Instrument | 22046 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2050 |
The 2025 property tax bill for 5068 White Cedar Rd was $2,773, down 1.4% from the year before.
Source: Dorchester County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | North Charleston City |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,773.00 (-1.35%) | $15,036 Land $4,000 Building $11,036 | $375,904 Land $100,000 Building $275,904 |
| 2024 | $2,811.00 (+11.99%) | ||
| 2023 | $2,510.00 (+0.88%) | $10,103 (+4.8%) Land $2,800 Building $7,303 | $252,577 (+4.8%) Land $70,000 Building $182,577 |
| 2022 | $2,488.00 | $9,640 Land $2,990 Building $6,650 | $241,014 Land $74,750 Building $166,264 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5068 White Cedar Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 12 (2015–2022) |
| Claims Outside the SFHA | 8 of 12 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5068 White Cedar Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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