Clermont County property record for 5068 Midfield Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,369 sqft · built 1996 |
| Lot Size | 0.509 acres (22,172 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Jan 2024) |
| Tax Bill | $7,017 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10F-145 |
| Primary APN | 39-31-10F-145 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,369 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,172 sqft (0.509 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 525 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 40 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5068 MIDFIELD RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE POLO FIELDS 3; LOT 157 |
| Legal Subdivision | POLO FIELDS |
| Legal Lot Number | 157 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 41406 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5068 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Nov 6, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Mar 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING |
| Apr 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Prior Sale | Jul 14, 2003 · Amount on Record |
| Deed Document Number | 20241000 |
| Deed Book / Page | 2960 / 1046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jan 18, 2024 |
| Property Address | 5068 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000001000 |
| Book / Page | 2960 / 1046 |
| Map Reference | CAB 5 PG 207-212 |
| Instrument Date | Jan 15, 2024 |
| Instrument | 202400001000 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5068 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000001001 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 202400001001 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5068 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5068 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Document Number | 0000020698 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 2956/386 |
| Instrument | 202300020698 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5068 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010161 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 2916/5096 |
| Instrument | 202200010161 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5068 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007021 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 2833/4009 |
| Instrument | 202000007021 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 5068 MIDFIELD RD, CINCINNATI, OH 45244-1084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011124 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 2876/196 |
| Instrument | 202100011124 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,017.00 (-62.91%) | $156,630 (-) Land $27,410 Building $129,220 | |
| 2024 | $447,500 (-) Land $78,300 Building $369,200 | ||
| 2023 | $18,920.00 (+176.29%) Homeowner's exemption | $156,630 (+38.62%) Land $27,410 Building $129,220 | $447,500 (+38.63%) Land $78,300 Building $369,200 |
| 2022 | $6,848.00 Homeowner's exemption | $112,990 Land $19,780 Building $93,210 | |
| 2020 | $322,800 Land $56,500 Building $266,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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