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5065 Harmony Cir, Apt 109, Vero Beach, FL 32967 Property Records

Indian River County property record for 5065 Harmony Cir, Apt 109, Vero Beach, FL 32967

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,618 sqft · built 1988
Lot Size17.2 acres (752,128 sqft)
Owner2 Individual Names on File
Tax Bill$2,114 (2025)
Deeds & MortgagesJan 2021 Transfer
Flood ZoneZone X (moderate risk)
APN32-39-23-00003-0010-00019.0

Property Details

APN / Parcel Number

Primary APN32-39-23-00003-0010-00019.0
Alternative APN
  • 48356

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units28 Units
Stories1 Story
Building Area1,618 sqft Living Area
1st Floor Area1,618 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Lot Area752,128 sqft (17.2 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address5065 HARMONY CIR, 109
CityVERO BEACH
StateFL
Zip32967-7220
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHARMONY ISLAND BLDG J UNIT 19 OR BK 796 PP 338
Legal Range39E
Legal Township32S
Legal Section23
Legal SubdivisionHARMONY ISLAND
Legal Lot NumberJ19
Legal Unit19
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2008
Census Tract50306

Owner

5065 Harmony Cir, Apt 109 is owned and occupied by two individuals who acquired it in January 2021.

Source: Indian River County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address5065 HARMONY CIR, 109, VERO BEACH, FL 32967-7220
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 26, 2021
Transfer Doc0033820683
Record UpdatedJun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 28, 2021
Property Address5065 HARMONY CIR APT 109, 109, VERO BEACH, FL 32967-7220
Document Number0033820683
Book / Page003382 / 000683
Instrument DateJan 26, 2021
Instrument6060
Transaction TypeTransfer
Record UpdatedFeb 22, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address5065 HARMONY CIR #109 VERO BEACH FL 329677220, 109, VERO BEACH, FL 32967-7220

Tax Assessment & Valuation

The 2025 property tax bill for 5065 Harmony Cir, Apt 109 was $2,114 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,114.00 Homeowner's exemption$180,718$344,241 Building $344,241
2023$1,938.00 (+3.09%)$170,510 (+3%)$344,241 (+25.44%) Building $344,241
2022$1,880.00$165,544$274,427 Building $274,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5065 Harmony Cir, Apt 109 in Zone X, an area of moderate flood risk, though there have been 44 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 536 condo units
Nearby Flood Claims44 (2004–2017)
Claims Outside the SFHA36 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 19 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5065 Harmony Cir, Apt 109 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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