1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Bessie Ct

5064 Bessie Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5064 Bessie Ct, Saint Cloud, FL 34772 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,166 sqft · built 2022
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$538,232 (Jan 2023)
Tax Bill$1,341 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN20-26-31-0137-0001-4200

Property Details

APN / Parcel Number

Primary APN20-26-31-0137-0001-4200
Alternative APN
  • 263120013700014200

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,166 sqft Living Area
Gross Area3,856 sqft
1st Floor Area1,362 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area452 sqft
PorchFinished/Open Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address5064 BESSIE CT
CitySAINT CLOUD
StateFL
Zip34772-8773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 420
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PHS 4
Legal Phase4
Legal Lot Number420
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-0137-0001-4200

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5064 BESSIE CT, SAINT CLOUD, FL 34772-8773
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2023Special Warranty Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Feb 11, 2022Special Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2023 · Amount on Record
Deed SaleJan 03, 2023 · Amount on Record
Prior SaleFeb 11, 2022 · Amount on Record
Deed Document Number202310
Deed Book / Page6338 / 2111
Record UpdatedSep 20, 2026

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 03, 2023
Property Address5064 BESSIE CT, SAINT CLOUD, FL 34772-8773
Document Number0063382111
Book / Page6338 / 2111
Map ReferenceMB 30 PG 97-99
Instrument DateDec 28, 2022
Instrument2023000010
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,768.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE # 450, 450, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5064 BESSIE CT, SAINT CLOUD, FL 34772-8773

Mortgage

Document Number2023000011
DateJan 03, 2023
Instrument2023000011
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 11, 2022
Property Address5064 BESSIE CT, SAINT CLOUD, FL 34772-8773
Document Number0061490116
Book / Page6149 / 116
Map ReferenceMB 30 PG 97-99
Instrument DateFeb 10, 2022
Instrument2022023541
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
Tax$5,418.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,341.00 (-84.59%) Homeowner's exemption Veteran's exemption$442,000 (-1.38%) Land $75,000 Building $367,000$442,000 (-1.38%) Land $75,000 Building $367,000
2024$8,700.00 (+1.98%)
2023$8,531.00 (+270.43%) Homeowner's exemption$448,200 (+647%) Land $70,000 Building $378,200$448,200 (+647%) Land $70,000 Building $378,200
2022$2,303.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
157 of 173 on primary residences
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 8 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Bessie Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures