Hancock County property record for 5063 Ruby St, Bay Saint Louis, MS 39520
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,143 sqft · built 2010 |
| Owner | Company Name on Record |
| Tax Bill | $1,795 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 139G-0-29-131.001 |
| Primary APN | 139G-0-29-131.001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,143 sqft Adjusted Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Deck Area | 44 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 5063 RUBY ST |
|---|---|
| City | BAY SAINT LOUIS |
| State | MS |
| Zip | 39520-7128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 BLOCK 725 UN 11 SHORELINE PARK S/D AA7-558 |
| Legal Subdivision | SHORELINE |
| Legal Block | 725 |
| Legal Unit | 11 |
| Jurisdiction | HANCOCK MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 30304 |
Source: Hancock County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4811 BAKER PLANTATION DR, ACWORTH, GA 30101-3406 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Hancock County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Hancock County |
| Municipality | Waveland City |
| Unified School District | Hancock County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 (+24.57%) | $13,967 (+24.54%) Land $1,050 Building $12,917 | $93,116 (+24.54%) Land $7,000 Building $86,116 |
| 2023 | $1,441.00 | $11,215 Land $1,050 Building $10,165 | $74,768 Land $7,000 Building $67,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 196 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 196 in force |
| Nearby Flood Claims | 81 (2002–2024) |
| Most Recent Claim | Sep 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANCOCK COUNTY WATER & SEWER serves 3,254 people · EPA ID MS0230065 |
|---|---|
| Water Source | Purchased groundwater from HANCOCK COUNTY UTILITY AUTHORITY |
| Last State Inspection | Jul 2023 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 Haloacetic acids not recorded as resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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