5063 Gold Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5063 Gold Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,428 sqft · built 1978
Lot Size	0.144 acres (6,261 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Mar 2017)
Tax Bill	$5,953 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-320-61-00`

Property Details

APN / Parcel Number

Primary APN	`122-320-61-00`
Alternative APN	`1220810100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	6,261 sqft (0.144 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1220810100
Street Address	5063 GOLD DR
City	OCEANSIDE
State	CA
Zip	92057-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 TR PM05738
Legal Subdivision	CITY OF OCEANSIDE
Legal Tract	5738
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5063 GOLD DR, OCEANSIDE, CA 92057-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Sep 9, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Mar 10, 2017	Grant Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Document Number	2017112646
Prior Transfer Date	Feb 12, 2001
Prior Transfer Doc	0000091325
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5063 GOLD DR, OCEANSIDE, CA 92057-3721
Document Number	0000373311
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5063 GOLD DR OCEANSIDE CA 920573721, OCEANSIDE, CA 92057-3721

Mortgage

Document Number	0000373311
Date	Jul 13, 2020
Instrument	373311

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5063 GOLD DR, OCEANSIDE, CA 92057-3721
Document Number	0000403692
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5063 GOLD DR OCEANSIDE CA 920573721, OCEANSIDE, CA 92057-3721

Mortgage

Document Number	0000403692
Date	Sep 16, 2019
Instrument	403692

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5063 GOLD DR, OCEANSIDE, CA 92057-3721
Document Number	0000403693
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5063 GOLD DR OCEANSIDE CA 920573721, OCEANSIDE, CA 92057-3721

Mortgage

Document Number	0000403693
Date	Sep 16, 2019
Instrument	403693

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2017
Property Address	5063 GOLD DR, OCEANSIDE, CA 92057-3721
Document Number	0000112646
Map Reference	PM5738
Instrument Date	Mar 6, 2017
Instrument	2017-0112646
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5063 GOLD DR, OCEANSIDE, CA 92057-3721

Mortgage

Document Number	0000112647
Date	Mar 10, 2017
Instrument	2017-0112647

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,622 (+2%) Land $353,951 Building $184,671
2025	$5,953.00 (+5.18%)	$528,061 (+4.04%) Land $347,011 Building $181,050
2023	$5,660.00 (+1.54%)	$507,557 Land $333,537 Building $174,020
2022	$5,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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