5060 Mount Sterling Farm Rd, Providence Forge, VA 23140 Property Records

Charles City County property record for 5060 Mount Sterling Farm Rd, Providence Forge, VA 23140

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,411 sqft · built 1960
Lot Size6.54 acres (284,882 sqft)
OwnerIndividual Name on File
Tax Bill$2,081 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17 38B

Property Details

APN / Parcel Number

Primary APN17 38B
Alternative APN
  • 7228

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,411 sqft Gross Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2018
Lot Area284,882 sqft (6.54 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number7228
Street Address5060 MOUNT STERLING FARM RD
CityPROVIDENCE FORGE
StateVA
Zip23140-2735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionMOUNT STIRLING FARM-PAR.A PS#603,472,405 IN8-632,7-1505,DB249-275,
JurisdictionCHARLES CITY VA
Township / Civil Division3
Census Block Group2
Census Block2015
Census Tract600300

Owner

5060 Mount Sterling Farm Rd is owned and occupied by an individual.

Source: Charles City County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address5060 MOUNT STERLING FARM RD, PROVIDENCE FORGE, VA 23140-2735
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES CITY VA
Property Address5060 MOUNT STERLING FARM RD, PROVIDENCE FORGE, VA 23140-2735
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202100461
DateApr 30, 2021
Instrument202100461
Lender
NameCITIZENS & FARMERS BANK
Agreement
TypeUnknown
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5060 Mount Sterling Farm Rd was $2,081.

Source: Charles City County assessment roll, as of July 11, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCharles City County
Unified School DistrictCharles City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,081.00$301,600 Land $47,000 Building $254,600$301,600 Land $47,000 Building $254,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5060 Mount Sterling Farm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims6 (2003–2020)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5060 Mount Sterling Farm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Sterling Farm Rd

Nearby Streets

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