5060 Byhalia Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5060 Byhalia Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,416 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Apr 2016 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-7-36-00-0-00014-07`

Property Details

APN / Parcel Number

Primary APN	`2-07-7-36-00-0-00014-07`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,416 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	5060 BYHALIA RD
City	HERNANDO
State	MS
Zip	38632-7499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SW1/4 SW1/4 LOT 7
Legal Range	07
Legal Township	02
Legal Section	36
Legal Subdivision	WOODS ACRES
Legal Lot Number	7
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3014
Census Tract	70722

Owner

Source: DeSoto County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5060 BYHALIA RD, HERNANDO, MS 38632-7499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 25, 2016	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK
May 5, 2016	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK
Apr 28, 2011	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NORTH MISSISSIPPI
Dec 16, 2013	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Jan 12, 2026	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026
Deed Sale	Jan 12, 2026
Prior Sale	Jan 14, 2011
Deed Document Number	0001026594
Deed Book / Page	1026 / 594
Record Updated	Jun 8, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5060 BYHALIA RD, HERNANDO, MS 38632-7499
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003223/078
Date	Oct 5, 2010
Book Page	3223/078

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2040

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5060 BYHALIA RD, HERNANDO, MS 38632-7499
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004146/024
Date	Apr 25, 2016
Book Page	4146/024

Lender

Name	COMMUNITY BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5060 BYHALIA RD, HERNANDO, MS 38632-7499
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004152/001
Date	May 5, 2016
Book Page	4152/001

Lender

Name	COMMUNITY BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 25, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5060 BYHALIA RD, HERNANDO, MS 38632-7499
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003297/098
Date	Apr 28, 2011
Book Page	3297/098

Lender

Name	COMMUNITY BANK NORTH MISSISSIPPI
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5060 BYHALIA RD, HERNANDO, MS 38632-7499
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003754/528
Date	Dec 16, 2013
Book Page	3754/528

Lender

Name	COMMUNITY BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 12, 2026
Property Address	5060 BYHALIA RD, HERNANDO, MS 38632-7499
Document Number	001026/594
Book / Page	1026 / 594
Instrument Date	Jan 7, 2026
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2769 PRYOR RD, COLDWATER, MS 38618-7751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5060 BYHALIA RD, HERNANDO, MS 38632-7499

Mortgage

Document Number	0056633567
Date	Jan 12, 2026
Instrument	5663/3567

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (+16.76%)	$18,036 (+41.23%) Land $1,000 Building $17,036	$180,358 (+41.23%) Land $10,000 Building $170,358
2023	$1,289.00	$12,771	$127,706 Land $10,000 Building $117,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: C Spire Wireless, Verizon.

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