506 W Water St, Teutopolis, IL 62467 Property Records

Effingham County property record for 506 W Water St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,300 sqft · built 1972
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 2021)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Aug 2021 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-005-085`

Property Details

APN / Parcel Number

Primary APN	`12-18-005-085`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Base Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	506 W WATER ST
City	TEUTOPOLIS
State	IL
Zip	62467-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 WOODCREST SUB 3712/249 3665/210 3336/347 454/323
Legal Subdivision	WOODCREST SUBDIVISION
Legal Lot Number	12
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2007
Census Tract	950100

Owner

506 W Water St is owned and occupied by two individuals who acquired it in August 2021.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 W WATER ST, TEUTOPOLIS, IL 62467-1016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 9, 2021	Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK
Sep 28, 2017	Executor's Deed, Transfer · Line of Credit TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	202121001168
Deed Book / Page	3665 / 210
Last Transfer Date	Aug 3, 2021
Transfer Doc	003712/249
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 4, 2021
Property Address	506 W WATER ST, TEUTOPOLIS, IL 62467-1016
Document Number	003712/249
Book / Page	3712 / 249
Map Reference	MB 6 PG 186
Instrument Date	Aug 3, 2021
Instrument	202121003972
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	506 W WATER ST, TEUTOPOLIS, IL 62467-1016

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 9, 2021
Property Address	506 W WATER ST, TEUTOPOLIS, IL 62467-1016
Document Number	003665/210
Book / Page	3665 / 210
Map Reference	MB 6 PG 186
Instrument Date	Mar 9, 2021
Instrument	202121001168
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	506 W WATER ST, TEUTOPOLIS, IL 62467-1016

Mortgage

Document Number	202121001169
Date	Mar 9, 2021
Instrument	202121001169

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Interest

Rate	2%

September 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 28, 2017
Property Address	506 W WATER ST, TEUTOPOLIS, IL 62467-1016
Document Number	003336/347
Book / Page	3336 / 347
Map Reference	MB 6 PG 43
Instrument Date	Sep 27, 2017
Instrument	201701704600
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	BANKERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	207 W WALNUT ST, TEUTOPOLIS, IL 62467-1023

Mortgage

Document Number	201701704601
Date	Sep 28, 2017
Instrument	201701704601

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 27, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 506 W Water St was $3,410 with a homeowner's exemption, up 7.8% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 (+7.77%) Homeowner's exemption	$65,540 (+1%) Land $11,400 Building $54,140	$196,620 (+1%) Land $34,200 Building $162,420
2024	$3,164.00	$59,580 Land $10,360 Building $49,220	$178,740 Land $31,080 Building $147,660
2022	$2,771.00 Homeowner's exemption	$49,020 Land $8,530 Building $40,490	$147,060 Land $25,590 Building $121,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 506 W Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 W Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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