506 W Main St, Union, MO 63084 Property Records

Franklin County property record for 506 W Main St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,532 (Nov 2025)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-4-008-242.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-4-008-242.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	660 sqft
Patio Area	480 sqft

Location & Zoning

Street Address	506 W MAIN ST
City	UNION
State	MO
Zip	63084-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS:PT4&PT5 SUDHOLTS ALT
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	SUDHOLTS
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2027
Census Tract	800604

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 W MAIN ST UNION MO, MO
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK ST CHARLES MO
Sep 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage LEGENDS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	20252513962
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 3, 2025
Property Address	506 W MAIN ST, UNION, MO 63084-1327
Document Number	0002513962
Map Reference	PB C PG 34
Instrument Date	Oct 29, 2025
Instrument	2513962
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5210 WAGON MASTER DR, COLORADO SPRINGS, CO 80917-2252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 W MAIN ST, UNION, MO 63084-1327

Mortgage

Document Number	0002513963
Date	Nov 3, 2025
Instrument	2513963

Lender

Name	FIRST STATE BANK ST CHARLES MO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	506 W MAIN ST, UNION, MO 63084-1327
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002310998
Date	Sep 18, 2023
Instrument	2310998

Lender

Name	LEGENDS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2024

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,434.00 (+7.98%)	$24,052 (+8.86%)	$126,590 (+8.86%) Land $16,380 Building $110,210
2023	$1,328.00 (+11.6%)	$22,095	$116,290 Land $16,380 Building $99,910
2022	$1,190.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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