506 Union St, Jackson, MI 49203 Property Records

Jackson County property record for 506 Union St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,201 sqft · built 1916
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$64,900 (Aug 2019)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-196900000`

Property Details

APN / Parcel Number

Primary APN	`3-196900000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,201 sqft Living Area
1st Floor Area	1,213 sqft
Basement Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	15,115 sqft (0.347 acres)
Lot Dimensions	204 ft deep x 118 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	506 UNION ST
City	JACKSON
State	MI
Zip	49203-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LAND OWNED & USED AS ONE PARCEL & DESC AS LOT 15 EX E 57 FT & LOT 16 EX E 63 FT OF N 61 FT ALSO EX E 57 FT OF S 5 FT BLK 2
Legal Subdivision	HAMILTONS SUB
Legal Block	2
Legal Lot Number	15-16,5
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1013
Census Tract	900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1300 PRINGLE AVE, JACKSON, MI 49203-1952
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COUNTY NATIONAL BANK
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 28, 2019	Warranty Deed, Transfer MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	20192830448
Deed Book / Page	2147 / 159
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	506 UNION ST, JACKSON, MI 49203-3055
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 UNION ST, JACKSON, MI 49203-3055

Mortgage

Document Number	0002892426
Date	Aug 25, 2021
Book Page	2194/1036
Instrument	2892426

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 16, 2025
Property Address	506 UNION ST, JACKSON, MI 49203-3055
Document Number	0002992145
Book / Page	2271 / 652
Map Reference	LB 5 PG 5
Instrument Date	Oct 10, 2025
Instrument	2992145
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 UNION ST, JACKSON, MI 49203-3055

Mortgage

Document Number	0002271653
Date	Oct 16, 2025
Instrument	2271/653

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 28, 2019
Property Address	506 UNION ST, JACKSON, MI 49203-3055
Document Number	0002830448
Book / Page	002147 / 000159
Instrument Date	Aug 22, 2019
Instrument	2830448
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2404 COBB RD JACKSON MI 492033704, JACKSON, MI 49203-3704

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,800 (+13.5%)	$139,600 (+13.5%)
2025	$3,620.00 (+20.51%)	$61,500 (-0.32%)	$123,000 (-0.32%)
2024	$3,004.00 (+9.08%)
2023		$61,700	$123,400
2022	$2,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

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