506 Terrace Lake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 506 Terrace Lake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,825 sqft · built 2021
Owner	Individual Name on File
Last Sale	$323,000 (Mar 2026)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale + 1 more
APN	`107-820-1020`

Property Details

APN / Parcel Number

Primary APN	`107-820-1020`
Alternative APN	`34946`

Interior

Building Area	1,825 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Garage Area	394 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	506 TERRACE LAKE DR
City	COVINGTON
State	LA
Zip	70435-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALEXANDER RIDGE LT130 PH3C
Legal Subdivision	ALEXANDER RIDGE
Legal Phase	3C
Legal Lot Number	130
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3001
Census Tract	40502

Owner

506 Terrace Lake Dr is owned and occupied by an individual who bought it in March 2026.

Source: St. Tammany Parish records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	506 TERRACE LAKE DR, COVINGTON, LA 70435-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO
Mar 2, 2026	Cash Sale Deed, Transfer PROVENANCE TITLE LLC, PROVENANCE TITLE
Apr 17, 2020	Cash Sale Deed, Subdivision Related Transfer NOT AVAILABLE, DSLD TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	20262482823
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	506 TERRACE LAKE DR, COVINGTON, LA 70435-5414
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002482824
Date	Mar 2, 2026
Instrument	2482824

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

March 2026: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 2, 2026
Property Address	506 TERRACE LAKE DR, COVINGTON, LA 70435-5414
Document Number	0002482823
Instrument Date	Mar 2, 2026
Instrument	2482823
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	PROVENANCE TITLE LLC, PROVENANCE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23463 N GRETCHEN DR, COVINGTON, LA 70435-6622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 TERRACE LAKE DR, COVINGTON, LA 70435-5414

April 2020: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 17, 2020
Property Address	506 TERRACE LAKE DR, COVINGTON, LA 70435-5414
Document Number	0002202417
Instrument Date	Apr 17, 2020
Instrument	2202417
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2023
Title Company	NOT AVAILABLE, DSLD TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 S RANGE AVE, DENHAM SPRINGS, LA 70726-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 TERRACE LAKE DR, COVINGTON, LA 70435-5414

Tax Assessment & Valuation

The 2025 property tax bill for 506 Terrace Lake Dr was $1,383 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00 (-3.76%) Homeowner's exemption	$19,826 (-) Land $3,500 Building $16,326	$198,260 (-) Land $35,000 Building $163,260
2024	$1,437.00 (-6.57%) Homeowner's exemption	$19,826 (-) Land $3,500 Building $16,326	$198,260 (-) Land $35,000 Building $163,260
2023	$1,538.00 Homeowner's exemption	$19,826 (-) Land $3,500 Building $16,326	$198,260 (-) Land $35,000 Building $163,260
2022	$1,538.00 Homeowner's exemption	$19,826 Land $3,500 Building $16,326	$198,260 Land $35,000 Building $163,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 506 Terrace Lake Dr; there have been 145 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Terrace Lake Dr is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 95% of Louisiana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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