Cass County property record for 506 Spruce St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,092 sqft · built 1977 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Aug 2004) |
| Tax Bill | $1,824 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-899-00 |
| Primary APN | 14-160-200-899-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,092 sqft Building Perimeter |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 800 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 506 SPRUCE ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 2323 LOT 7 M. E. WHITNEY'S ADD CITY OF DOWAGIAC. |
| Legal Subdivision | M E WHITNEYS ADD |
| Legal Lot Number | 7 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 1901 |
506 Spruce St is owned and occupied by an individual who bought it in August 2004.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 506 SPRUCE ST, DOWAGIAC, MI 49047-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2004 · Amount on File |
| Deed Sale | Aug 12, 2004 · Amount on File |
| Deed Book / Page | 891 / 1374 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 506 Spruce St was $1,824 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,300 (+10.45%) Land $80,300 | $160,600 (+10.45%) Land $160,600 | |
| 2025 | $1,824.00 Homeowner's exemption | $72,700 Land $72,700 | $145,400 Land $145,400 |
| 2023 | $58,300 | $116,600 | |
| 2022 | $1,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 506 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 506 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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