506 S 6th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 506 S 6th St, Saint Charles, MO 63301

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,750 sqft · built 1956
Lot Size0.198 acres (8,640 sqft)
Owner2 Individual Names on File
Last Sale$249,375 (Apr 2025)
Tax Bill$2,355 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN017720A000

Property Details

APN / Parcel Number

Primary APN017720A000
Alternative APN
  • 6-009D-4503-03-0003.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units2 Units
Stories1 Story
Building Area1,750 sqft Living Area
Gross Area3,500 sqft
1st Floor Area1,750 sqft
Basement Area1,750 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleDuplex Single
Exterior MaterialShingles
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,640 sqft (0.198 acres)
Lot Dimensions144 ft deep x 60 ft wide
PorchOpen Porch
Porch Area45 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number017720A000
Street Address506 S 6TH ST
CitySAINT CHARLES
StateMO
Zip63301-2640
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeAF2
Legal DescriptionWELKERS ADDN BLK 3 LOT 13 & 14
Legal SubdivisionWELKERS ADDN-ST CHAS
Legal Block3
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1002
Census Tract310501

Owner

Source: St. Charles County records · APN 017720A000

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address506 S 6TH ST, SAINT CHARLES, MO 63301-2640
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN EQUITY MORTGAGE
Aug 17, 2022Warranty Deed, Transfer · Line of Credit
UNITED STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2025 · Amount on Record
Deed SaleApr 24, 2025 · Amount on Record
Prior SaleAug 17, 2022 · Amount on Record
Deed Document Number202516477
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateJun 11, 2026
Property Address506 S 6TH ST, SAINT CHARLES, MO 63301-2640
Document Number0000027492
Instrument DateJun 09, 2026
Instrument202627492
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address3432 W LIME KILN, SAINT CHARLES, MO 63301-8175

Mortgage

Document Number0000027492,
DateJun 11, 2026
Instrument202627492
Lender
NameHOMETOWN EQUITY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 17, 2022
Property Address506 S 6TH ST, SAINT CHARLES, MO 63301-2640
Document Number0000045551
Instrument DateAug 12, 2022
Instrument2022R-045551
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 LAKE FOREST CT W, SAINT CHARLES, MO 63301-4540

Transferred To (Grantee/Buyer)

NameVerified Name
Address13503 22ND CT E, PARRISH, FL 34219-6958

Mortgage

Document Number0000045552
DateAug 17, 2022
Instrument2022R-045552
Lender
NameUNITED STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 15, 2042

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,355.00 (+8.43%)$37,434 (+11.19%)$197,020 (+11.19%) Land $45,000 Building $152,020
2024$2,172.00
2023$33,666
2022$177,188 Land $45,000 Building $132,188

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims92 (1979–2020)
Claims Outside the SFHA3 of 92
Most Recent ClaimAug 2020
Claims by Event
  • Flooding, Jun 2011 · 4 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 36 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 480 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES PWS
serves 78,961 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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