506 River Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 506 River Rd, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1942
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Tax Bill$2,405 (2026)
Deeds & MortgagesApr 2022 Refinance
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN301301 243.009-3-22

Property Details

APN / Parcel Number

Primary APN301301 243.009-3-22
Alternative APNs
  • 130124300900030220000000
  • 301301 243.009-0003-022
  • 06245 01

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area768 sqft
Upper Floors Area384 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Width50 ft Width

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area216 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06245 01
Street Address506 RIVER RD
CityROME
StateNY
Zip13440-5522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionH&L 50X181
Legal Block3
Legal Lot Number22.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group4
Census Block4001
Census Tract22500

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address506 RIVER RD, ROME, NY 13440-5522
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Feb 24, 2026Deed of Trust, Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 7, 2013
Transfer Doc2013003971
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address506 RIVER RD, ROME, NY 13440-5522
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005130
DateApr 1, 2022
Instrument2022-005130
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address506 RIVER RD, ROME, NY 13440-5522
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002926
DateFeb 24, 2026
Instrument2026-002926
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,405.00
2025$51,200 (-) Land $9,100 Building $42,100$120,471 (+6.78%) Land $21,412 Building $99,059
2023$51,200 (-) Land $9,100 Building $42,100$112,825 (+17.92%) Land $20,053 Building $92,772
2022$3,883.00$51,200 Land $9,100 Building $42,100$95,683 Land $17,006 Building $78,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on River Rd

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