506 Raymond Ave, Frostproof, FL 33843 Property Records

Polk County property record for 506 Raymond Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 800 sqft · built 2000
Lot Size	0.217 acres (9,466 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (May 2023)
Tax Bill	$869 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-32-18-986130-009130`

Property Details

APN / Parcel Number

Primary APN	`28-32-18-986130-009130`
Alternative APNs	`183228986130009130` `83228000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	9,466 sqft (0.217 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Shed	1 Shed

Location & Zoning

Street Address	506 RAYMOND AVE
City	FROSTPROOF
State	FL
Zip	33843-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUN RAY HOMES NO 5 PB 64 PG 46 BLK 9 LOT 13
Legal Range	28E
Legal Township	32S
Legal Section	18
Legal Subdivision	SUN RAY HOMES UNIT #5
Legal Tract	986130
Legal Block	9
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2028
Census Tract	15801

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 RAYMOND AVE, FROSTPROOF, FL 33843-9433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Mar 4, 2004 · Amount on Record
Deed Document Number	2023118300
Deed Book / Page	12698 / 1545
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 22, 2023
Property Address	506 RAYMOND AVE, FROSTPROOF, FL 33843-9433
Document Number	0000118300
Book / Page	12698 / 1545
Map Reference	MB 64 PG 46
Instrument Date	May 17, 2023
Instrument	2023118300
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 POLK CITY RD, HAINES CITY, FL 33844-9668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 RAYMOND AVE, FROSTPROOF, FL 33843-9433

Mortgage

Document Number	0000118301
Date	May 22, 2023
Book Page	12698/1547
Instrument	2023118301

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00 (-45.1%) Homeowner's exemption	$107,440 (+8.35%) Land $21,000 Building $86,440	$107,440 (+8.35%) Land $21,000 Building $86,440
2023	$1,583.00 (+9.55%)	$99,164 (+12.66%) Land $13,500 Building $85,664	$99,164 (+12.66%) Land $13,500 Building $85,664
2022	$1,445.00	$88,024 Land $7,700 Building $80,324	$88,024 Land $7,700 Building $80,324

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20