506 Ray St, Roanoke, VA 24019 Property Records

Botetourt County property record for 506 Ray St, Roanoke, VA 24019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,096 sqft · built 1996
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2017 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107L(1)41`

Property Details

APN / Parcel Number

Primary APN	`107L(1)41`
Alternative APN	`14763`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,096 sqft Finished Area
Basement Area	1,020 sqft
Finished Basement	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	576 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	14763
Street Address	506 RAY ST
City	ROANOKE
State	VA
Zip	24019-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LAUREL MOUNTAIN LOT 41
Legal Subdivision	LAUREL MOUNTAIN
Legal Lot Number	41
Jurisdiction	BOTETOURT VA
Township / Civil Division	VALLEY
Census Block Group	1
Census Block	1015
Census Tract	40501

Owner

506 Ray St is owned and occupied by an individual.

Source: Botetourt County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	506 RAY ST, ROANOKE, VA 24019-8016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit ANDREWS FEDERAL CREDIT UNION
Aug 11, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance ANDREWS FEDERAL CREDIT UNION
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit ANDREWS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	506 RAY ST, ROANOKE, VA 24019-8016
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002311
Date	Aug 14, 2023
Instrument	230002311

Lender

Name	ANDREWS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2043

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	506 RAY ST, ROANOKE, VA 24019-8016
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170003101
Date	Aug 11, 2017
Instrument	170003101

Lender

Name	ANDREWS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	506 RAY ST, ROANOKE, VA 24019-8016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170003193
Date	Aug 18, 2017
Instrument	170003193

Lender

Name	ANDREWS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 506 Ray St was $2,292.

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,500 (-) Land $45,000 Building $282,500	$327,500 (-) Land $45,000 Building $282,500
2025	$2,292.00	$327,500 Land $45,000 Building $282,500	$327,500 Land $45,000 Building $282,500
2024	$2,292.00
2023		$257,100 (-) Land $45,000 Building $212,100	$257,100 (-) Land $45,000 Building $212,100
2022	$2,031.00	$257,100 Land $45,000 Building $212,100	$257,100 Land $45,000 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 Ray St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Ray St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cox Communications, Glo Fiber.

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