506 N Jefferson St, Lowell, MI 49331 Property Records

Kent County property record for 506 N Jefferson St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,537 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2018)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-02-276-018`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-276-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,537 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	506 N JEFFERSON ST
City	LOWELL
State	MI
Zip	49331-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 7 & 8 BLK 36 EX N 66 FT * AVERY'S PLAT
Legal Subdivision	AVERY'S PLAT
Legal Block	36
Legal Lot Number	7-8
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3019
Census Tract	12004

Owner

506 N Jefferson St is owned and occupied by an individual who bought it in September 2018.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	506 N JEFFERSON ST, LOWELL, MI 49331-1100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED CREDIT UNION
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED CU
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage PREFERRED CU
Mar 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NEW EXECUTIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Prior Sale	Mar 14, 2017 · Amount on File
Deed Document Number	201873715
Prior Transfer Date	Nov 29, 2006
Prior Transfer Doc	0000136523
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Jul 22, 2026
Property Address	506 N JEFFERSON ST, LOWELL, MI 49331-1100
Document Number	0000049111
Instrument Date	Jul 8, 2026
Instrument	202649111
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 N JEFFERSON ST, LOWELL, MI 49331-1100

Mortgage

Document Number	0000049111,
Date	Jul 22, 2026
Instrument	202649111

Lender

Name	PREFERRED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	506 N JEFFERSON ST, LOWELL, MI 49331-1100
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072215
Date	Aug 12, 2020
Instrument	20200812-0072215

Lender

Name	PREFERRED CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 19, 2018
Property Address	506 N JEFFERSON ST, LOWELL, MI 49331-1100
Document Number	0000073715
Instrument Date	Sep 17, 2018
Instrument	73715
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 N JEFFERSON ST LOWELL MI 493311100, LOWELL, MI 49331-1100

Mortgage

Document Number	73716
Date	Sep 19, 2018
Instrument	73716

Lender

Name	PREFERRED CU
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2048

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Mar 14, 2017
Property Address	506 N JEFFERSON ST, LOWELL, MI 49331-1100
Document Number	0000021298
Map Reference	LB2 PG55
Instrument Date	Mar 3, 2017
Instrument	20170314-0021298
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13055 LINCOLN HILL DR NE, 13055, LOWELL, MI 49331-9790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 N JEFFERSON ST, LOWELL, MI 49331-1100

Mortgage

Document Number	0000021299
Date	Mar 14, 2017
Instrument	20170314-0021299

Lender

Name	NEW EXECUTIVE MORTGAGE LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 506 N Jefferson St was $3,608.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,300 (+24.58%)	$264,600 (+24.58%)
2025	$3,608.00 Homeowner's exemption	$106,200	$212,400
2023		$93,100	$186,200
2019	$3,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 N Jefferson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 N Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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