506 Monteith Gap Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 506 Monteith Gap Rd, Cullowhee, NC 28723

Property Summary

Property Type	Apartments (5+ Units)
Details	5,376 sqft · built 1973
Lot Size	0.517 acres (22,555 sqft)
Owner	Individual Name on File
Tax Bill	$1,103 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7559-38-5095`

Property Details

APN / Parcel Number

Primary APN	`7559-38-5095`
Alternative APN	`107349`

Interior

Stories	2 Stories
Building Area	5,376 sqft Heated Area
1st Floor Area	2,720 sqft
Upper Floors Area	2,720 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,555 sqft (0.517 acres)
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	506 MONTEITH GAP RD
City	CULLOWHEE
State	NC
Zip	28723-6985
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	TOWNHOUSE APTS 15-19
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	3
Census Block	3000
Census Tract	950600

Owner

Source: Jackson County records · APN 7559-38-5095

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3055, CULLOWHEE, NC 28723-3055
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 20, 2008
Transfer Doc	0017460206
Record Updated	Jun 08, 2026

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON NC
Recording Date	May 04, 2018
Property Address	506 MONTEITH GAP RD, CULLOWHEE, NC 28723-6985
Document Number	0022130688
Book / Page	002213 / 000688
Instrument Date	May 04, 2018
Transaction Type	Construction Loan
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 BRIGHTWOOD LN CULLOWHEE NC 28723, CULLOWHEE, NC 28723

Mortgage

Document Number	22130688
Date	May 04, 2018
Book Page	002213/000688

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,103.00 (+6.36%)	$290,339 (+6.34%) Land $111,250 Building $179,089
2023	$1,037.00	$273,030 Land $52,500 Building $220,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 88 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.