506 Loader Ct, Benton City, WA 99320 Property Records

Benton County property record for 506 Loader Ct, Benton City, WA 99320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,050 sqft · built 2006
Lot Size	0.314 acres (13,713 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,900 (2023)
Deeds & Mortgages	Oct 2017 Mortgage May 2019 Mortgage + 3 more
APN	`113962030000012`

Property Details

APN / Parcel Number

Primary APN	`113962030000012`
Alternative APN	`278146`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	2,050 sqft

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	13,713 sqft (0.314 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	90 sqft
Patio Area	126 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	506 LOADER CT
City	BENTON CITY
State	WA
Zip	99320-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 9 RANGE 26 QUARTER NW PLAT SCHATZ ADDITION LOT 12, 051302, AF#02-018484
Legal Range	26
Legal Township	09
Legal Section	13
Legal Subdivision	SCHATZ ADDITION
Legal Lot Number	12
Jurisdiction	BENTON WA
Township / Civil Division	BENTON CITY
Census Block Group	2
Census Block	2021
Census Tract	11900

Owner

506 Loader Ct is owned and occupied by two individuals who acquired it in April 2009.

Source: Benton County records, as of March 29, 2024

Owner of Record	2 Individual Names on File
Mailing Address	506 LOADER CT, BENTON CITY, WA 99320-8851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit TRI CITIES COMMUNITY FCU
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2009
Deed Sale	Apr 14, 2009
Prior Sale	Jan 6, 2006 · Amount on File
Deed Document Number	2009-010140
Record Updated	Jun 7, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	506 LOADER CT, BENTON CITY, WA 99320-8851
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	STEWART TITLE OF TRI CITIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031857
Date	Oct 31, 2017
Instrument	2017-031857

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	506 LOADER CT, BENTON CITY, WA 99320-8851
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011884
Date	May 10, 2019
Instrument	2019-011884

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 25, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	506 LOADER CT, BENTON CITY, WA 99320-8851
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CHICAGO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017836
Date	May 28, 2020
Instrument	2020-017836

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	506 LOADER CT, BENTON CITY, WA 99320-8851
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051741
Date	Dec 21, 2020
Instrument	2020-051741

Lender

Name	TRI CITIES COMMUNITY FCU
Type	Credit Union
Address	KENNEWICK, WA 99337

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	506 LOADER CT, BENTON CITY, WA 99320-8851
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051907
Date	Nov 15, 2021
Instrument	2021-051907

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Municipality	Benton City
Unified School District	Kiona-Benton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,900.00	$368,590 (+18.36%) Land $50,000 Building $318,590	$368,590 (+18.36%) Land $50,000 Building $318,590
2022		$311,410 Land $50,000 Building $261,410	$311,410 Land $50,000 Building $261,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 506 Loader Ct; there have been 19 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	19 (1980–2025)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Loader Ct is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Washington
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON CITY WATER serves 5,626 people · EPA ID WA5305800
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Advanced High Speed Internet Fixed Wireless	500 / 100
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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