506 Kearney St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 506 Kearney St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,880 sqft · built 1936
Lot Size	0.085 acres (3,700 sqft)
Owner	Trust Name on File
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Nov 2018 Transfer Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`504-011-020-6`

Property Details

APN / Parcel Number

Primary APN	`504-011-020-6`
Alternative APN	`504-011-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,504 sqft
Basement Area	376 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1946
Lot Area	3,700 sqft (0.085 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	506 KEARNEY ST
City	EL CERRITO
State	CA
Zip	94530-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HENDERSON TAPSCOTT LOT 4 POR 5 BLK 5
Legal Subdivision	HENDERSON TAPSCOTT 01
Legal Block	5
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	389100

Owner

506 Kearney St is owner-occupied and held in a trust since November 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	506 KEARNEY ST, EL CERRITO, CA 94530-3521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2017	Deed of Trust, Mortgage · FHA Mortgage EVOLVE BK&TR
Dec 20, 2017	Deed of Trust, Mortgage FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2018
Transfer Doc	0000185560
Record Updated	Oct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 15, 2018
Property Address	506 KEARNEY ST, EL CERRITO, CA 94530-3521
Document Number	0000185560
Instrument Date	Nov 8, 2018
Instrument	185560
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	506 KEARNEY ST EL CERRITO CA 945303521, EL CERRITO, CA 94530-3521

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	506 KEARNEY ST, EL CERRITO, CA 94530-3521
Document Number	0000245394
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	506 KEARNEY ST EL CERRITO CA 945303521, EL CERRITO, CA 94530-3521

Mortgage

Document Number	0000245394
Date	Dec 29, 2017
Instrument	245394

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	WEST MEMPHIS, AR 72301

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.92%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	506 KEARNEY ST, EL CERRITO, CA 94530-3521
Document Number	0000245395
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	506 KEARNEY ST EL CERRITO CA 945303521, EL CERRITO, CA 94530-3521

Mortgage

Document Number	0000245395
Date	Dec 29, 2017
Instrument	245395

Lender

Name	FEDERAL HOUSING COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.92%

Tax Assessment & Valuation

The 2025 property tax bill for 506 Kearney St was $2,619 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$119,173 (+2%) Land $36,726 Building $82,447
2025	$2,619.00 Homeowner's exemption	$116,837 Land $36,006 Building $80,831
2023	$2,525.00 (+2.94%) Homeowner's exemption	$112,302 Land $34,608 Building $77,694
2022	$2,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 506 Kearney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 506 Kearney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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