506 Hayes Ct, Philo, IL 61864 Property Records

Champaign County property record for 506 Hayes Ct, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	0.444 acres (19,327 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jan 2020)
Tax Bill	$4,369 (2024)
Deeds & Mortgages	Aug 2023 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-332-011`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-332-011`

Exterior

Lot Area	19,327 sqft (0.444 acres)

Location & Zoning

Street Address	506 HAYES CT
City	PHILO
State	IL
Zip	61864-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 LAUCHNERS 2ND ADD
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	LAUCHNERS 2ND ADD
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1038
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 HAYES CT, PHILO, IL 61864-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Intrafamily Transfer, Transfer
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PHILO EXCHANGE BANK
Jan 21, 2020	Warranty Deed, Transfer · Closed-End Mortgage PHILO EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	2020971
Last Transfer Date	Aug 10, 2023
Transfer Doc	0000011512
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 14, 2023
Property Address	506 HAYES CT, PHILO, IL 61864-9640
Document Number	0000011512
Map Reference	DOC77R25227 MBYPG276
Instrument Date	Aug 10, 2023
Instrument	2023R11512
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N NEIL ST STE 400, 400, CHAMPAIGN, IL 61820-3169

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	506 HAYES CT, PHILO, IL 61864-9640
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027453
Date	Nov 22, 2021
Instrument	2021R27453

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	506 HAYES CT, PHILO, IL 61864-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013137
Date	Jul 13, 2020
Instrument	2020R13137

Lender

Name	PHILO EXCHANGE BANK
Type	Bank
Address	PHILO, IL 61864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 21, 2020
Property Address	506 HAYES CT, PHILO, IL 61864-9640
Document Number	0000000971
Instrument Date	Jan 14, 2020
Instrument	2020R00971
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	506 HAYES CT, PHILO, IL 61864-9640

Mortgage

Document Number	0000000972
Date	Jan 21, 2020
Instrument	2020R00972

Lender

Name	PHILO EXCHANGE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Mar 15, 2025

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,170 (+25.03%) Land $6,840 Building $79,330	$258,510 (+25.03%) Land $20,520 Building $237,990
2024	$4,369.00 (+9.31%)
2022	$3,997.00 Homeowner's exemption	$68,920 Land $5,470 Building $63,450	$206,760 Land $16,410 Building $190,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
MF Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Hayes Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures