506 Emma St, Key West, FL 33040 Property Records

Monroe County property record for 506 Emma St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,608 sqft · built 1994
Lot Size	0.058 acres (2,538 sqft)
Owner	Company Name on File
Last Sale	$2,362,000 (Apr 2026)
Tax Bill	$17,161 (2024)
Deeds & Mortgages	Apr 2026 Sale Jul 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00010120-023001`

Property Details

APN / Parcel Number

Primary APN	`00010120-023001`
Alternative APNs	`01010100010120023001` `8861036`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2018
Exterior Material	Other
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	2,538 sqft (0.058 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Pool Area	98 sqft
Porch	Open Porch
Porch Area	252 sqft
Deck Area	20 sqft
Patio Area	562 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8861036
Street Address	506 EMMA ST
City	KEY WEST
State	FL
Zip	33040-8306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PT LOT 3 SQR 52 (A/K/A N 1/2 LOT 123 AND PT LOT 122) .05826 AC OR1318-1831/47 OR1331-1003/5 OR1336-942/3 OR1350-683/4 OR1390-564/65 OR1390-1531/33 OR1514- 547/48C OR1615-2108/09 OR1758-554/55 OR1771-748/50 OR1859-869/71 OR1948-1166/69 OR1948-1170/
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 52
Legal Block	52
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2029
Census Tract	972500

Owner

506 Emma St is owned by a company that bought it in April 2026.

Source: Monroe County records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	2105 OAK TRAIL DR, STILLWATER, OK 74074-1325
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Feb 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Feb 10, 2020 · Amount on File
Deed Document Number	20262539400
Deed Book / Page	3375 / 2183
Prior Transfer Date	Feb 7, 2005
Prior Transfer Doc	0021321414
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 14, 2026
Property Address	506 EMMA ST, KEY WEST, FL 33040-8306
Document Number	0002539400
Book / Page	3375 / 2183
Instrument Date	Apr 11, 2026
Instrument	2026.2539400
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$1,669,934.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2105 OAK TRAIL DR, STILLWATER, OK 74074-1325

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	506 EMMA ST, KEY WEST, FL 33040-8306
Document Number	0030320171
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	99 E NECK RD HUNTINGTON NY 117431567, HUNTINGTON, NY 11743-1567

Mortgage

Document Number	0030320171
Date	Jul 16, 2020
Book Page	003032/000171
Instrument	2273223

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 10, 2020
Property Address	506 EMMA ST, KEY WEST, FL 33040-8306
Document Number	0030072429
Book / Page	003007 / 002429
Instrument Date	Feb 7, 2020
Instrument	2255330
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$12,229.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	99 E NECK RD HUNTINGTON NY 117431567, HUNTINGTON, NY 11743-1567

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 6, 2018
Property Address	506 EMMA ST, KEY WEST, FL 33040-8306
Document Number	0029101045
Book / Page	002910 / 001045
Instrument Date	Jun 5, 2018
Instrument	2172360
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10,465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16 WOLF TREE RD BLUFFTON SC 299108392, BLUFFTON, SC 29910-8392

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,368,405 Land $1,665,020 Building $703,385	$2,368,405 Land $1,665,020 Building $703,385
2024	$17,161.00 (+13.69%)
2023	$15,094.00 (+9.27%)	$1,843,454 (+5.15%) Land $1,173,585 Building $669,869	$1,843,454 (+5.15%) Land $1,173,585 Building $669,869
2022	$13,813.00	$1,753,174 Land $1,076,044 Building $677,130	$1,753,174 Land $1,076,044 Building $677,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 Emma St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 506 Emma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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