506 E Patterson St, Graettinger, IA 51342 Property Records

Palo Alto County property record for 506 E Patterson St, Graettinger, IA 51342

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,154 sqft · built 1890
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2023)
Tax Bill	$2,388 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620023021000`

Property Details

APN / Parcel Number

Primary APN	`620023021000`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	608 sqft
Basement Area	152 sqft
Unfinished Basement	152 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Detached
Garage Area	2,520 sqft
Parking Spaces	10 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	506 E PATTERSON ST
City	GRAETTINGER
State	IA
Zip	51342-1089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE ADDN TR NE1/4 NW1/4 SE1/4
Legal Range	33W
Legal Township	97N
Legal Section	09
Legal Subdivision	AXELTONS ADDITION
Jurisdiction	PALO ALTO IA
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1085
Census Tract	960200

Owner

506 E Patterson St is owned and occupied by two individuals who bought it in June 2023.

Source: Palo Alto County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 E PATTERSON ST, GRAETTINGER, IA 51342-1089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANK
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK
Sep 20, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Feb 8, 2011 · Amount on File
Deed Document Number	2023799
Deed Book / Page	2023 / 799
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	02019/1569
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	506 E PATTERSON ST, GRAETTINGER, IA 51342-1089
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/1887
Date	Dec 1, 2025
Book Page	2025/1887
Instrument	2025 1887

Lender

Name	BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	491 Months
Due	Nov 21, 2066

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO ALTO IA
Recording Date	Jun 14, 2023
Property Address	506 E PATTERSON ST, GRAETTINGER, IA 51342-1089
Document Number	002023/799
Book / Page	2023 / 799
Instrument Date	Jun 8, 2023
Instrument	2023 0799
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 CEDAR LANE RD, WAVERLY, IA 50677-1312

Mortgage

Document Number	002023/800
Date	Jun 14, 2023
Book Page	2023/800
Instrument	2023 0800

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALO ALTO IA
Recording Date	Sep 20, 2019
Property Address	506 E PATTERSON ST, GRAETTINGER, IA 51342-1089
Document Number	02019/1569
Book / Page	2019 / 1569
Instrument Date	Sep 17, 2019
Instrument	1569
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E PATTERSON ST, GRAETTINGER, IA 51342-1089

Tax Assessment & Valuation

The 2026 property tax bill for 506 E Patterson St was $2,388 with a senior citizen's exemption.

Source: Palo Alto County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Palo Alto County
Municipality	Graettinger City
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,388.00	$163,440 (-) Land $62,500 Building $100,940	$163,440 (-) Land $62,500 Building $100,940
2025	$2,388.00 (+41.3%) Senior Citizen's exemption	$163,440 Land $62,500 Building $100,940	$163,440 Land $62,500 Building $100,940
2024	$1,690.00
2023		$102,520 (+52.08%) Land $16,030 Building $86,490	$102,520 Land $16,030 Building $86,490
2022	$1,330.00 (+1.06%)	$67,410 Land $16,030 Building $51,380
2021	$1,316.00		$67,410 Land $16,030 Building $51,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 506 E Patterson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 E Patterson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: GigFire, Nextlink, Northwest Communications.

Cell Coverage

4G LTE only, no 5G reported

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