506 E Lucas St, Algona, IA 50511 Property Records

Kossuth County property record for 506 E Lucas St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,375 sqft · built 1937
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2025)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-02-434-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-434-003`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
Attic	Attic
Attic Area	427 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	506 E LUCAS ST
City	ALGONA
State	IA
Zip	50511-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 66' L 8 A P NE SE
Legal Range	29W
Legal Township	95N
Legal Section	02
Legal Subdivision	AUDITORS PLAT
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2049
Census Tract	950500

Owner

506 E Lucas St is owned and occupied by an individual who bought it in July 2025.

Source: Kossuth County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	506 E LUCAS ST, ALGONA, IA 50511-2442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	20252032
Deed Book / Page	2025 / 2032
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 24, 2025
Property Address	506 E LUCAS ST, ALGONA, IA 50511-2442
Document Number	02025/2032
Book / Page	2025 / 2032
Instrument Date	Jul 24, 2025
Instrument	2025 2032
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E LUCAS ST, ALGONA, IA 50511-2442

Mortgage

Document Number	0020252033
Date	Jul 24, 2025
Instrument	2025 2033

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	506 E LUCAS ST, ALGONA, IA 50511-2442
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1928
Date	Jun 30, 2020
Book Page	2020/1928
Instrument	2020 1928

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 30, 2020
Property Address	506 E LUCAS ST, ALGONA, IA 50511-2442
Document Number	02020/1927
Book / Page	2020 / 1927
Instrument Date	Jun 16, 2020
Instrument	2020 1927
Transaction Type	Transfer
Record Updated	Sep 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E LUCAS ST, ALGONA, IA 50511-2442

Mortgage

Document Number	02020/1928
Date	Jun 30, 2020
Book Page	2020/1928
Instrument	2020 1928

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 506 E Lucas St was $1,272 with a homeowner's exemption, up 8% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00 (+7.98%) Homeowner's exemption	$91,433 Land $11,286 Building $80,147
2024	$1,178.00
2023		$79,777 Land $10,032 Building $69,745	$79,777 Land $10,032 Building $69,745
2021	$1,168.00		$91,433 Land $11,286 Building $80,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 E Lucas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 E Lucas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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