Spokane County property record for 506 E Gibbs Rd, Spokane, WA 99224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,116 sqft · built 2019 |
| Lot Size | 1.88 acres (82,328 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (May 2019) |
| Tax Bill | $4,224 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34292.9060 |
| Primary APN | 34292.9060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 2,116 sqft Living Area |
| Gross Area | 3,262 sqft |
| 1st Floor Area | 1,626 sqft |
| Upper Floors Area | 818 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 82,328 sqft |
| Garage Type | Attached |
| Garage Area | 818 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 72 sqft |
|---|---|
| Patio Area | 350 sqft |
| Canopy | 182 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 506 E GIBBS RD |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99224-8293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | 29-24-43 TRACT E (ROS# 5502109) |
| Legal Tract | E |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE SOUTH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13503 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 506 E GIBBS RD, SPOKANE, WA 99224-8293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jul 26, 2019 | Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK |
| May 28, 2019 | Warranty Deed, Transfer · ARM MOUNTAIN WEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 20196808465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 506 E GIBBS RD, SPOKANE, WA 99224-8293 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007464299 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 7464299 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 506 E GIBBS RD, SPOKANE, WA 99224-8293 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0006826241 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 6826241 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 28, 2019 |
| Property Address | 506 E GIBBS RD, SPOKANE, WA 99224-8293 |
| Document Number | 0006808465 |
| Instrument Date | May 20, 2019 |
| Instrument | 6808465 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 E GIBBS RD, SPOKANE, WA 99224-8293 |
| Document Number | 0006808466 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 6808466 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 10.7% |
| Index | 5-Year CMT |
| Max Rate | 15.7% |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Liberty School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,224.00 (-4.04%) | $525,480 (+3.15%) Land $129,580 Building $395,900 | $525,480 (+3.15%) Land $129,580 Building $395,900 |
| 2025 | $4,402.00 (+6.43%) | ||
| 2024 | $509,430 (+35.83%) Land $115,830 Building $393,600 | $509,430 (+35.83%) Land $115,830 Building $393,600 | |
| 2023 | $4,136.00 (+9.39%) | $375,060 Land $66,260 Building $308,800 | $375,060 Land $66,260 Building $308,800 |
| 2022 | $3,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 53% of Washington |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Ziply Fiber Fixed Wireless | 50 / 10 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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