506 Desert Chief Dr, Laredo, TX 78045 Property Records

Webb County property record for 506 Desert Chief Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1998
Lot Size	0.067 acres (2,897 sqft)
Owner	Individual Name on File
Last Sale	$118,400 (Mar 2019)
Tax Bill	$707 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`983-50004-140`

Property Details

APN / Parcel Number

Primary APN	`983-50004-140`
Alternative APN	`240585`

Interior

Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,897 sqft (0.067 acres)

Location & Zoning

Street Address	506 DESERT CHIEF DR
City	LAREDO
State	TX
Zip	78045-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 14 BLK 4 INDIAN SUNSET I
Legal Subdivision	INDIAN SUNSET
Legal Block	4
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2018
Census Tract	1711

Owner

506 Desert Chief Dr is owned and occupied by an individual who bought it in March 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	506 DESERT CHIEF DR, LAREDO, TX 78045-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 19, 2019	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2019 · Amount on File
Deed Sale	Mar 19, 2019 · Amount on File
Deed Document Number	20191355154
Deed Book / Page	4566 / 872
Prior Transfer Date	Mar 15, 2019
Prior Transfer Doc	004566/872
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	506 DESERT CHIEF DR, LAREDO, TX 78045-4108
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 DESERT CHIEF DR, LAREDO, TX 78045-4108

Mortgage

Document Number	005393/350
Date	Dec 27, 2022
Book Page	5393/350
Instrument	1487734

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jan 1, 2063

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	506 DESERT CHIEF DR, LAREDO, TX 78045-4108
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 DESERT CHIEF DR, LAREDO, TX 78045-4108

Mortgage

Document Number	00005159/1
Date	Nov 23, 2021
Book Page	5159/1
Instrument	1449651

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 19, 2019
Property Address	506 DESERT CHIEF DR, LAREDO, TX 78045-4108
Document Number	004566/872
Book / Page	4566 / 872
Map Reference	VOL 17 PG 25
Instrument Date	Mar 15, 2019
Instrument	1355154
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 DESERT CHIEF DR, LAREDO, TX 78045-4108

Mortgage

Document Number	0001355155
Date	Mar 19, 2019
Instrument	1355155

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 506 Desert Chief Dr was $707 with a homeowner's exemption, down 11.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,137 (+3.17%) Land $34,648 Building $109,489	$144,137 (+3.17%) Land $34,648 Building $109,489
2025	$707.00 (-11.85%) Homeowner's exemption	$139,708 Land $34,648 Building $105,060	$139,708 Land $34,648 Building $105,060
2024	$802.00
2023		$131,467 Land $23,031 Building $108,436	$131,467 Land $23,031 Building $108,436
2022	$716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 Desert Chief Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2006–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Desert Chief Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Smartcom Telephone.

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