506 Depot St, Rudd, IA 50471 Property Records

Floyd County property record for 506 Depot St, Rudd, IA 50471

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1991
Lot Size	0.328 acres (14,268 sqft)
Owner	Individual Name on File
Tax Bill	$540 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061835800500`

Property Details

APN / Parcel Number

Primary APN	`061835800500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	14,268 sqft (0.328 acres)
Lot Dimensions	174 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	506 DEPOT ST
City	RUDD
State	IA
Zip	50471-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUDD LOT 1 BLOCK 15& SWFR1/4 18-96-17PT OF DEPOT GROUNDS
Legal Range	17W
Legal Township	96N
Legal Section	18
Legal Subdivision	RUDD
Legal Block	15
Legal Lot Number	1
Jurisdiction	FLOYD IA
Township / Civil Division	RUDD
Census Block Group	1
Census Block	1016
Census Tract	480200

Owner

506 Depot St is owned and occupied by an individual who acquired it in May 2013.

Source: Floyd County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	506 DEPOT ST, RUDD, IA 50471-7715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Oct 18, 2018	Deed of Trust, Mortgage FIRST SENTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 15, 2013
Transfer Doc	2013/2369
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	506 DEPOT ST, RUDD, IA 50471-7715
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2617
Date	Oct 21, 2021
Book Page	2021/2617
Instrument	2021 2617

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	506 DEPOT ST, RUDD, IA 50471-7715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002241
Date	Oct 18, 2018
Book Page	0000002018/0000002241
Instrument	000000002241

Lender

Name	FIRST SENTRY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 506 Depot St was $540 with a homeowner's exemption.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Municipality	Rudd City
Unified School District	Rudd-Rockford-Marble Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$540.00 Homeowner's exemption	$47,780 (-) Land $7,410 Building $40,370	$47,780 (-) Land $7,410 Building $40,370
2025	$540.00 Homeowner's exemption	$47,780 Land $7,410 Building $40,370	$47,780 Land $7,410 Building $40,370
2023		$44,640 (+10.66%) Land $7,410 Building $37,230	$44,640 Land $7,410 Building $37,230
2022	$520.00	$40,340 Land $7,410 Building $32,930
2021			$40,340 Land $7,410 Building $32,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 Depot St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Depot St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUDD WATERWORKS serves 358 people · EPA ID IA3440007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Router12 Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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