San Diego County property record for 506 Calle Montecito, Unit 40, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 806 sqft · built 1985 |
| Lot Size | 6.97 acres (303,705 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Mar 2024) |
| Tax Bill | $5,039 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-560-09-40 |
| Primary APN | 157-560-09-40 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 806 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 303,705 sqft |
| View / Lot | Lake |
| Street Address | 506 CALLE MONTECITO, 40 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5248 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 5 US 40PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806 |
| Legal Subdivision | LIBBY LAKE CONDO |
| Legal Tract | 009806 |
| Legal Block | 2 |
| Legal Lot Number | 5,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18618 |
Source: San Diego County records · APN 157-560-09-40
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 506 CALLE MONTECITO, 40, OCEANSIDE, CA 92057-5248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2024 | Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 15, 2023 | Grant Deed, Transfer NOT AVAILABLE, NETCO TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2024 · Amount on Record |
| Deed Sale | Mar 29, 2024 · Amount on Record |
| Prior Sale | Mar 15, 2023 · Amount on Record |
| Deed Document Number | 202479199 |
| Prior Transfer Date | Jan 06, 2016 |
| Prior Transfer Doc | 0000034601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 506 CALLE MONTECITO UNIT 40, 40, OCEANSIDE, CA 92057-5248 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 506 CALLE MONTECITO 40 #40 40, 40, OCEANSIDE, CA 92057-5248 |
| Document Number | 0000080971 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-0080971 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2024 |
| Property Address | 506 CALLE MONTECITO UNIT 40, 40, OCEANSIDE, CA 92057-5248 |
| Document Number | 0000079199 |
| Map Reference | DOC 2005-51755 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024-0079199 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 506 CALLE MONTECITO UNIT 40, 40, OCEANSIDE, CA 92057-5248 |
| Document Number | 0000079200 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 2024-0079200 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 15, 2023 |
| Property Address | 506 CALLE MONTECITO UNIT 40, 40, OCEANSIDE, CA 92057-5248 |
| Document Number | 0000065885 |
| Map Reference | MAP 9806 |
| Instrument Date | Mar 11, 2023 |
| Instrument | 2023-0065885 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | NOT AVAILABLE, NETCO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 506 CALLE MONTECITO UNIT 40, 40, OCEANSIDE, CA 92057-5248 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $462,976 (+2%) Land $279,015 Building $183,961 | |
| 2025 | $5,039.00 (+15.1%) Homeowner's exemption | $453,899 (+38.84%) Land $273,545 Building $180,354 |
| 2024 | $4,378.00 (+19.72%) | |
| 2023 | $3,657.00 (+8.39%) | $326,918 Land $197,019 Building $129,899 |
| 2022 | $3,374.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures