506 Castlestone Ln, Matthews, NC 28104 Property Records

Union County property record for 506 Castlestone Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,370 sqft · built 2002
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$381,000 (Jan 2005)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-048-023`

Property Details

APN / Parcel Number

Primary APN	`06-048-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,370 sqft Living Area
Gross Area	3,867 sqft
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	506 CASTLESTONE LN
City	MATTHEWS
State	NC
Zip	28104-7241
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#32 BLACKSTONE PH1 OPCF968
Legal Subdivision	BLACKSTONE
Legal Lot Number	32
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	4
Census Block	4020
Census Tract	21020

Owner

506 Castlestone Ln, a rural home, is owned and occupied by two individuals who bought it in January 2005.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 CASTLESTONE LN, MATTHEWS, NC 28104-7241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2005 · Amount on File
Deed Sale	Jan 26, 2005 · Amount on File
Prior Sale	Jan 31, 2003 · Amount on File
Deed Document Number	200557462
Deed Book / Page	3675 / 125
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	506 CASTLESTONE LN, MATTHEWS, NC 28104-7241
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008635726
Date	Jan 4, 2023
Book Page	8635/726
Instrument	229

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	506 CASTLESTONE LN, MATTHEWS, NC 28104-7241
Document Number	7674546
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	TRYON TITLE AGENCY LLC, TRYON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	506 CASTLESTONE LN MATTHEWS NC 281047241, MATTHEWS, NC 28104-7241

Mortgage

Document Number	7674546
Date	May 20, 2020
Book Page	007674/000546
Instrument	17438

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 506 Castlestone Ln was $3,581.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$770,800 (-) Land $146,800 Building $624,000	$770,800 (-) Land $146,800 Building $624,000
2025	$3,581.00	$770,800 Land $146,800 Building $624,000	$770,800 Land $146,800 Building $624,000
2023	$2,934.00	$469,200 Land $109,000 Building $360,200	$469,200 Land $109,000 Building $360,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 Castlestone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Castlestone Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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