506 8th St E, Cresco, IA 52136 Property Records

Howard County property record for 506 8th St E, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,784 sqft · built 1966
Lot Size	0.353 acres (15,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Oct 2025)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`320060613010000`

Property Details

APN / Parcel Number

Primary APN	`320060613010000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Basement Area	1,584 sqft
Finished Basement	725 sqft
Unfinished Basement	859 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,377 sqft (0.353 acres)
Garage Type	Mixed
Garage Area	1,568 sqft
Parking Spaces	6 Parking Spaces
Deck Area	380 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	506 8TH ST E
City	CRESCO
State	IA
Zip	52136-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14 BLK 6 BERGS ADDN
Legal Subdivision	BERGS ADDN
Legal Block	6
Legal Lot Number	13 & 14
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	3
Census Block	3051
Census Tract	960100

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 8TH ST E, CRESCO, IA 52136-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Legal Action/Court Order, Foreclosure · Conventional Mortgage CRESCO BANK & TRUST CO
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Deed Document Number	20251448
Deed Book / Page	2025 / 1448
Record Updated	Sep 20, 2026

October 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	HOWARD IA
Recording Date	Oct 2, 2025
Property Address	506 8TH ST E, CRESCO, IA 52136-1330
Document Number	02025/1448
Book / Page	2025 / 1448
Instrument Date	Sep 30, 2025
Instrument	2025 1448
Transaction Type	Foreclosure
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	506 8TH ST E, CRESCO, IA 52136-1330

Mortgage

Document Number	0020251449
Date	Oct 2, 2025
Instrument	2025 1449

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	506 8TH ST E, CRESCO, IA 52136-1330
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 8TH ST E, CRESCO, IA 52136-1330

Mortgage

Document Number	02023/1225
Date	Aug 28, 2023
Book Page	2023/1225
Instrument	2023 1225

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 Homeowner's exemption	$246,390 (+11.92%) Land $15,620 Building $230,770	$246,390 (+11.92%) Land $15,620 Building $230,770
2024	$3,614.00 (-3.73%)
2023		$220,140 (+19.66%) Land $15,620 Building $204,520	$220,140 (+19.66%) Land $15,620 Building $204,520
2022	$3,754.00 Homeowner's exemption	$183,970 Land $15,620 Building $168,350
2021			$183,970 Land $15,620 Building $168,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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