506 5th St S, Buffalo, MN 55313 Property Records

Wright County property record for 506 5th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,014 sqft · built 1971
Lot Size	0.231 acres (10,075 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Sep 2023)
Tax Bill	$2,556 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-024-002070`

Property Details

APN / Parcel Number

Primary APN	`103-024-002070`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	988 sqft
Basement Area	345 sqft
Finished Basement	345 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	10,075 sqft (0.231 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	506 5TH ST S
City	BUFFALO
State	MN
Zip	55313-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 CAMPBELLS ADDN LOT-007 BLOCK-002 ALSO W1/2 OF LOT 8 ALSO W1/2 OF LOT 8
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	CAMPBELLS ADDN
Legal Block	2
Legal Lot Number	7-8
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3005
Census Tract	100701

Owner

506 5th St S is owned and occupied by two individuals who bought it in September 2023.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 5TH ST S, BUFFALO, MN 55313-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit KLEIN BANK
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Oct 30, 2018 · Amount on File
Deed Document Number	20231576564
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 26, 2023
Property Address	506 5TH ST S, BUFFALO, MN 55313-1305
Document Number	00A1539313
Instrument Date	Sep 5, 2023
Instrument	A1539313
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	BURNET TITLE MN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	506 5TH ST S, BUFFALO, MN 55313-1305

Mortgage

Document Number	00A1539314
Date	Sep 26, 2023
Instrument	A1539314

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	506 5TH ST S, BUFFALO, MN 55313-1305
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	PREMIUM TITLE GROUP INC, PREMIUM TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001482994
Date	Sep 7, 2021
Instrument	1482994

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	506 5TH ST S, BUFFALO, MN 55313-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001380271
Date	Sep 24, 2018
Instrument	1380271

Lender

Name	KLEIN BANK
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 13, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	506 5TH ST S, BUFFALO, MN 55313-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EDGEWATER TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001421941
Date	Mar 25, 2020
Instrument	1421941

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	SALUDA, NC 28773

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 30, 2018
Property Address	506 5TH ST S, BUFFALO, MN 55313-1305
Document Number	0001383067
Instrument Date	Oct 18, 2018
Instrument	1383067
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FSA TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 5TH ST S, BUFFALO, MN 55313-1305

Mortgage

Document Number	0001383068
Date	Oct 30, 2018
Instrument	1383068

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 506 5th St S was $2,556.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,556.00	$233,300 (+2.55%) Land $75,000 Building $158,300	$233,300 (+2.55%) Land $75,000 Building $158,300
2025		$227,500 Land $75,000 Building $152,500	$227,500 Land $75,000 Building $152,500
2023	$2,646.00 (+13.76%)	$224,400 Land $70,000 Building $154,400	$224,400 Land $70,000 Building $154,400
2022	$2,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 5th St S in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 5th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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