506 4th Ct, Saint Joseph, IL 61873 Property Records

Champaign County property record for 506 4th Ct, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	0.375 acres (16,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Sep 2026)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-180-026`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-180-026`

Exterior

Lot Area	16,389 sqft (0.375 acres)

Location & Zoning

Street Address	506 4TH CT
City	SAINT JOSEPH
State	IL
Zip	61873-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 WOODARDS SOUTHGATE SUB
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	WOODARDS SOUTHGATE SUB
Legal Lot Number	24
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1021
Census Tract	10701

Owner

Source: Champaign County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 4TH CT, SAINT JOSEPH, IL 61873-8813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NEIGHBOR BANK
Nov 21, 2025	Warranty Deed, Transfer · Line of Credit FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Nov 21, 2025 · Amount on Record
Deed Document Number	202614124
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 9, 2026
Property Address	506 4TH CT, SAINT JOSEPH, IL 61873-8813
Document Number	0000014124
Instrument Date	Aug 25, 2026
Instrument	202614124
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,539.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 4TH CT, SAINT JOSEPH, IL 61873-8813

Mortgage

Document Number	0000014125,
Date	Sep 9, 2026
Instrument	202614125

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.99%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 17, 2026
Property Address	506 4TH CT, SAINT JOSEPH, IL 61873-8813
Document Number	0000009262
Instrument Date	Jun 16, 2026
Instrument	20269262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009262,
Date	Jun 17, 2026
Instrument	20269262

Lender

Name	FIRST NEIGHBOR BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 21, 2025
Property Address	506 4TH CT, SAINT JOSEPH, IL 61873-8813
Document Number	0000017945
Instrument Date	Nov 7, 2025
Instrument	2025R17945
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 VILLAGE GREEN PL, CHAMPAIGN, IL 61822-7676
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017946
Date	Nov 21, 2025
Instrument	2025R17946

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (+3.73%)	$18,930 (+5.81%) Land $11,450 Building $7,480	$56,790 (+5.81%) Land $34,350 Building $22,440
2024	$1,259.00 (+11.32%)	$17,890 (+18.4%) Land $10,820 Building $7,070	$53,670 (+18.4%) Land $32,460 Building $21,210
2022	$1,131.00	$15,110 Land $9,140 Building $5,970	$45,330 Land $27,420 Building $17,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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