506 3rd Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 506 3rd Ave, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Tax Bill$1,036 (2025)
Deeds & MortgagesJun 2022 Refinance
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN1128435012

Property Details

APN / Parcel Number

Primary APN1128435012
Alternative APNs
  • 117654
  • 23285

Exterior

Lot Area6,970 sqft (0.16 acres)
Lot Dimensions142 ft deep x 50 ft wide

Location & Zoning

Account Number117654
Street Address506 3RD AVE
CityROCK FALLS
StateIL
Zip61071-1217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA L MERRILLS SUB LOT 4 BLK 24 89500X
Legal SubdivisionA L MERRILLS SUBDIVISION
Legal Block24
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group3
Census Block3042
Census Tract1500

Owner

506 3rd Ave is owned and occupied by an individual who acquired it in August 2024.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address506 3RD AVE, ROCK FALLS, IL 61071-1217
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CORNERSTONE CREDIT UNION
Dec 13, 2019Loan Modification, Mortgage · Conventional Mortgage
STERLING BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 12, 2024
Transfer Doc0000003738
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address506 3RD AVE, ROCK FALLS, IL 61071-1217
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003811
DateJun 23, 2022
Instrument2022-03811
Lender
NameCORNERSTONE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2037

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITESIDE IL
Property Address506 3RD AVE, ROCK FALLS, IL 61071-1217
Document Number0000000004
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address506 3RD AVE ROCK FALLS IL 610711217, ROCK FALLS, IL 61071-1217

Mortgage

Document Number0000000004
DateJan 2, 2020
Instrument4
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJan 1, 2025
Interest
Rate8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 506 3rd Ave was $1,036 with a senior citizen's exemption.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,036.00$26,199 Land $5,184 Building $21,015
2024$78,597 Land $15,552 Building $63,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 3rd Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1983–1996)
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 506 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Rise Broadband.

Nearby Properties on 3rd Ave

Nearby Streets

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