506 2nd St N, Tower, MN 55790 Property Records

St. Louis County property record for 506 2nd St N, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1953
Lot Size	0.08 acres (3,499 sqft)
Owner	Company Name on Record
Last Sale	$168,000 (Jun 2026)
Tax Bill	$636 (2026)
Deeds & Mortgages	Jun 2026 Sale Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-0010-02205`

Property Details

APN / Parcel Number

Primary APN	`080-0010-02205`
Alternative APNs	`1183784` `1144645` `799526`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	240 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	3,499 sqft (0.08 acres)
Garage Area	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1183784
Street Address	506 2ND ST N
City	TOWER
State	MN
Zip	55790-0004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF LOT 3, BLOCK 20 AND THAT PART OF N1/2OF LOT 2, BLOCK 20, LYING WESTERLY OF THEFOLLOWING DESCRIBED LINE: COMMENCING AT
Legal Subdivision	TOWER
Legal Block	20
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2053
Census Tract	15402

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 24, VIRGINIA, MN 55792-0024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer NORTH TITLE, UP NORTH TITLE
Jun 18, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH ST LOUIS CONTY HABIT FOR HUMA
Dec 20, 2023	Intrafamily Transfer, Transfer UNKNOWN, UP NORTH TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jun 18, 2025 · Amount on Record
Deed Document Number	20261535280
Prior Transfer Date	Jun 29, 2026
Prior Transfer Doc	0001535280
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 30, 2026
Property Address	506 2ND ST N, TOWER, MN 55790-0004
Document Number	0001535280
Instrument Date	Jun 29, 2026
Instrument	20261535280
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NORTH TITLE, UP NORTH TITLE

Transaction

Amount	Amount Recorded
Tax	$55,994.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 18, 2025
Property Address	506 2ND ST N, TOWER, MN 55790-0004
Document Number	0001512315
Instrument Date	Apr 28, 2025
Instrument	1512315
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, UP NORTH TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 641, TOWER, MN 55790-0641

Mortgage

Document Number	0001512316
Date	Jun 18, 2025
Instrument	1512316

Lender

Name	NORTH ST LOUIS CONTY HABIT FOR HUMA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Feb 15, 2051

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 20, 2023
Property Address	506 2ND ST N, TOWER, MN 55790-0004
Document Number	0001480186
Instrument Date	Nov 15, 2023
Instrument	1480186
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, UP NORTH TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24, VIRGINIA, MN 55792-0024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$636.00 (+400.79%) Homeowner's exemption
2025	$127.00 (+49.41%)	$101,700 (+2.01%) Land $5,100 Building $96,600	$101,700 (+2.01%) Land $5,100 Building $96,600
2024		$99,700 (+35.83%) Land $5,100 Building $94,600	$99,700 (+35.83%) Land $5,100 Building $94,600
2022	$85.00	$73,400 Land $2,700 Building $70,700	$73,400 Land $2,700 Building $70,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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