506 15th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 506 15th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 990 sqft · built 1913
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2023)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-722-0017-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-722-0017-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	90.3 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	506 15TH ST
City	PORT HURON
State	MI
Zip	48060-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 18 WATERLOO'S SECOND ADDITION
Legal Subdivision	WATERLOOS SECOND ADD
Legal Lot Number	18
Legal Unit	18
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2016
Census Tract	623000

Owner

506 15th St is owned and occupied by an individual who bought it in January 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	506 15TH ST, PORT HURON, MI 48060-4245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jan 17, 2023	Warranty Deed, Transfer · FHA Mortgage PFN LENDING GROUP INC
Apr 15, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 15, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on File
Deed Sale	Jan 17, 2023 · Amount on File
Prior Sale	Apr 15, 2022 · Amount on File
Deed Document Number	2023770
Deed Book / Page	5592 / 183
Prior Transfer Date	Apr 14, 2022
Prior Transfer Doc	0005511385
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	506 15TH ST, PORT HURON, MI 48060-4245
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 15TH ST, PORT HURON, MI 48060-4245

Mortgage

Document Number	0005659972
Date	Oct 4, 2023
Book Page	5659/972
Instrument	2023017643

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 17, 2023
Property Address	506 15TH ST, PORT HURON, MI 48060-4245
Document Number	0005592183
Book / Page	5592 / 183
Map Reference	LB 11 PG 110
Instrument Date	Dec 19, 2022
Instrument	2023000770
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 15TH ST, PORT HURON, MI 48060-4245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 15TH ST, PORT HURON, MI 48060-4245

Mortgage

Document Number	2023000771
Date	Jan 17, 2023
Instrument	2023000771

Lender

Name	PFN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 15, 2022
Property Address	506 15TH ST, PORT HURON, MI 48060-4245
Document Number	0005511385
Book / Page	5511 / 385
Instrument Date	Apr 14, 2022
Instrument	2022009764
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 STANTON ST, PORT HURON, MI 48060-3662

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 15, 2022
Property Address	506 15TH ST, PORT HURON, MI 48060-4245
Document Number	0005511384
Book / Page	5511 / 384
Instrument Date	Apr 14, 2022
Instrument	2022009763
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount on Record
Tax	$183.75
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 STANTON ST, PORT HURON, MI 48060-3662

Tax Assessment & Valuation

The 2025 property tax bill for 506 15th St was $1,834 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,900 (+15.42%)	$101,800
2025	$1,834.00 (+2.8%) Homeowner's exemption	$44,100
2024	$1,784.00		$88,200
2023		$33,600
2022	$1,336.00		$67,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 506 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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