5059 S Bay Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5059 S Bay Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1999
Lot Size	2.36 acres (102,847 sqft)
Owner	Trust Name on File
Last Sale	$178,048 (May 2023)
Tax Bill	$5,420 (2026)
Deeds & Mortgages	May 2023 Sale Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`365-0140-00060`

Property Details

APN / Parcel Number

Primary APN	`365-0140-00060`
Alternative APNs	`1024377` `1149130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Gross Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	102,847 sqft (2.36 acres)
Garage Area	2,064 sqft
Deck Area	48 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1149130
Street Address	5059 S BAY RD
City	DULUTH
State	MN
Zip	55803-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	THAT PART OF LOT 6, BLOCK 1, BEING UPLAND OFA LINE PARALLEL WITH AND 3 FEET UPLAND,HORIZONTAL MEASURE, OF ISLAND LAKE
Legal Subdivision	MINNESOTA POWER LEASE SITE 1
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	1
Census Block	1016
Census Tract	10602

Owner

5059 S Bay Rd is owner-occupied and held in a trust since May 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	5059 S BAY RD, DULUTH, MN 55803-8404
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Limited Warranty Deed, Transfer
Jul 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Deed Document Number	20231467208
Prior Transfer Date	Jul 21, 2022
Prior Transfer Doc	0001448549
Record Updated	Sep 20, 2026

May 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 30, 2023
Property Address	5059 S BAY RD, DULUTH, MN 55803-8404
Document Number	0001467208
Instrument Date	May 18, 2023
Instrument	1467208
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$587.56
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5059 S BAY RD, DULUTH, MN 55803-8404

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2022
Property Address	5059 S BAY RD, DULUTH, MN 55803-8404
Document Number	0001448549
Instrument Date	Jul 21, 2022
Instrument	1448549
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 W SUPERIOR ST, DULUTH, MN 55802-2191

Tax Assessment & Valuation

The 2026 property tax bill for 5059 S Bay Rd was $5,420 with a homeowner's exemption, up 5.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,420.00 (+5.61%) Homeowner's exemption
2025	$5,132.00 (+33.65%) Homeowner's exemption	$499,000 (-1.83%) Land $267,500 Building $231,500	$499,000 (-1.83%) Land $267,500 Building $231,500
2024	$3,840.00 (-7.16%)	$508,300 Land $304,900 Building $203,400	$508,300 Land $304,900 Building $203,400
2023	$4,136.00 Homeowner's exemption
2022		$374,800 (+4.14%) Land $204,100 Building $170,700	$374,800 (+4.14%) Land $204,100 Building $170,700
2021		$359,900 Land $204,200 Building $155,700	$359,900 Land $204,200 Building $155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5059 S Bay Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5059 S Bay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Bay Rd

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