5058 Whetstone Rd, Columbia, MD 21044 Property Records

Howard County property record for 5058 Whetstone Rd, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,313 sqft · built 1973
Lot Size	0.299 acres (13,029 sqft)
Owner	2 Trust Names on File
Last Sale	$134,000 (Oct 1985)
Tax Bill	$7,393 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-017376`

Property Details

APN / Parcel Number

Primary APN	`15-017376`
Alternative APN	`017376`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,313 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,029 sqft (0.299 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017376
Street Address	5058 WHETSTONE RD
City	COLUMBIA
State	MD
Zip	21044-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 52 S 9 AR 4 5058 WHETSTONE RD VWL RUNNING BROOK
Legal Subdivision	VWL RUN
Legal Lot Number	52
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	4
Census Block	4007
Census Tract	605401

Owner

5058 Whetstone Rd is owner-occupied and held in a trust since October 1985.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5058 WHETSTONE RD, COLUMBIA, MD 21044-1530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 29, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 1, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 1985 · Amount on File
Deed Sale	Oct 9, 1985 · Amount on File
Deed Book / Page	1392 / 387
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5058 WHETSTONE RD, COLUMBIA, MD 21044-1530
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205270011
Date	May 7, 2021
Book Page	20527/11

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5058 WHETSTONE RD, COLUMBIA, MD 21044-1530
Document Number	0190960123
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5058 WHETSTONE RD COLUMBIA MD 210441530, COLUMBIA, MD 21044-1530

Mortgage

Document Number	0190960123
Date	Dec 31, 2019
Book Page	019096/000123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5058 WHETSTONE RD, COLUMBIA, MD 21044-1530
Document Number	0179650318
Book / Page	017965 / 000318
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5058 WHETSTONE RD COLUMBIA MD 210441530, COLUMBIA, MD 21044-1530

Mortgage

Document Number	0179650318
Date	Dec 13, 2017
Book Page	017965/000318

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5058 WHETSTONE RD, COLUMBIA, MD 21044-1530
Document Number	0175260472
Book / Page	017526 / 000472
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 17, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5058 WHETSTONE RD COLUMBIA MD 210441530, COLUMBIA, MD 21044-1530

Mortgage

Document Number	0175260472
Date	Apr 7, 2017
Book Page	017526/000472

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5058 Whetstone Rd was $7,393 with a homeowner's exemption, down 3.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,393.00 (-3.59%) Homeowner's exemption	$560,333 (+4.76%)	$585,800 (-) Land $291,000 Building $294,800
2025	$7,668.00 Homeowner's exemption	$534,867	$585,800 Land $291,000 Building $294,800
2023		$472,333	$509,400 Land $246,000 Building $263,400
2022	$4,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5058 Whetstone Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 13 condo units
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5058 Whetstone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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