Horry County property record for 5058 Oat Fields Dr, Myrtle Beach, SC 29588 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,390 sqft · built 2020 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Sep 2020) |
| Tax Bill | $1,324 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 457-08-03-0092 |
| Primary APN | 457-08-03-0092 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,390 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 5058 OAT FIELDS DR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARM @ TIMBERLAKE PH 2D; LOT 82 |
| Legal Subdivision | FARM @ TIMBERLAKE PH 2D |
| Legal Lot Number | 82 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 51605 |
Source: Horry County records · APN 457-08-03-0092
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5058 OAT FIELDS DR, MYRTLE BEACH, SC 29588-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK |
| Jul 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK |
| Dec 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY |
| Sep 28, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on Record |
| Deed Sale | Sep 28, 2020 · Amount on Record |
| Deed Document Number | 0000043471 |
| Deed Book / Page | 4347 / 1 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 5058 OAT FIELDS DR, MYRTLE BEACH, SC 29588-3720 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | OAT FIELDS DR |
| Document Number | 66300000002771 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 0000006630/0000002771 |
| Name | FLAGSTAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 5058 OAT FIELDS DR, MYRTLE BEACH, SC 29588-3720 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | OAT FIELDS DR |
| Document Number | 65780000000303 |
|---|---|
| Date | Jul 05, 2022 |
| Book Page | 0000006578/0000000303 |
| Name | FLAGSTAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 5058 OAT FIELDS DR, MYRTLE BEACH, SC 29588-3720 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | UTITLE, TITLE |
| Name | Verified Name |
|---|---|
| Address | 5058 OAT FIELDS DR, MYRTLE BEACH, SC 29588-3720 |
| Document Number | 68630000000858 |
|---|---|
| Date | Dec 31, 2024 |
| Book Page | 0000006863/0000000858 |
| Name | HOMETAP EQUITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 28, 2020 |
| Property Address | 5058 OAT FIELDS DR, MYRTLE BEACH, SC 29588-3720 |
| Document Number | 4347/0001 |
| Book / Page | 004347 / 000001 |
| Instrument Date | Aug 08, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5058 OAT FIELDS DR MYRTLE BEACH SC 295883720, MYRTLE BEACH, SC 29588-3720 |
| Document Number | 6270/2214 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 006270/002214 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2050 |
Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,324.00 | ||
| 2024 | $1,324.00 (+7.12%) | $23,044 (+97.13%) Land $5,943 Building $17,101 | $384,055 (+31.46%) Land $99,043 Building $285,012 |
| 2023 | $1,236.00 (+3.43%) | $11,690 (-33.31%) Land $2,070 Building $9,620 | $292,140 (-) Land $51,640 Building $240,500 |
| 2021 | $1,195.00 | $17,528 Land $3,098 Building $14,430 | $292,140 Land $51,640 Building $240,500 |
Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510516052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 80 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force 74 of 80 on primary residences |
| Nearby Flood Claims | 23 (1998–2023) |
| Claims Outside the SFHA | 23 of 23 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 34% of the US · above 7% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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