5058 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 5058 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,324 sqft
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-002-2022-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-002-2022-000`

Interior

Full Baths	1 Bath
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	21,780 sqft (0.5 acres)
Lot Depth	271 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5058 GRATIOT AVE
City	SAINT CLAIR
State	MI
Zip	48079-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG ON N LINE OF US-25 S 58D 21M W 409.11' FROM ITS INTERSECTION WITH S LINE OF NE 1/4 OF NE 1/4, TH S 58D 21M W 80.34', TH N
Legal Range	16E
Legal Township	05N
Legal Section	58
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1004
Census Tract	640600

Owner

Source: St. Clair County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5058 GRATIOT AVE, SAINT CLAIR, MI 48079-1420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Quit Claim Deed, Transfer · Line of Credit SERVICELINK
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Feb 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000019357
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 23, 2026
Property Address	5058 GRATIOT AVE, SAINT CLAIR, MI 48079-1420
Document Number	0000019357
Book / Page	5967 / 615
Instrument Date	Sep 14, 2026
Instrument	202619357
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5058 GRATIOT AVE, SAINT CLAIR, MI 48079-1420

Mortgage

Document Number	0000019358,
Date	Sep 23, 2026
Instrument	202619358

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5058 GRATIOT AVE, SAINT CLAIR, MI 48079-1420
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005907651
Date	Mar 23, 2026
Book Page	5907/651
Instrument	2026005196

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	17911 VON KARMAN AVE STE 400, IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 10, 2056

Interest

Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 22, 2021
Property Address	5058 GRATIOT AVE, SAINT CLAIR, MI 48079-1420
Document Number	0005321970
Book / Page	5321 / 970
Instrument Date	Feb 12, 2021
Instrument	2021004999
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5058 GRATIOT AVE, SAINT CLAIR, MI 48079-1420

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,900 (+4.23%)	$157,800 (+4.23%)
2025	$1,416.00 (+3.13%) Homeowner's exemption	$75,700 (+28.52%)
2024	$1,373.00 (+16.36%)		$151,400 (+28.52%)
2023		$58,900
2022	$1,180.00		$117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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