Osceola County property record for 5056 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,990 (2025) |
| Tax Bill | $1,946.00 (2024) |
| Primary APN | 21-26-30-0133-0001-1770 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,178 sqft (0.05 acres) |
|---|
| Street Address | 5056 RAIN SHADOW DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6360 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | EDEN AT CROSS PRAIRIE PH 2 PB 35 PGS 56-56 LOT 177 |
| Legal Subdivision | EDEN AT CROSS PRAIRIE PHASE 2 |
| Legal Lot Number | 177 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 21-26-30-0133-0001-1770
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5056 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6360 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 18, 2025 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage KINGS MORTGAGE SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2025 · Amount on Record |
| Deed Sale | Mar 18, 2025 · Amount on Record |
| Deed Doc Number | 202534370 |
| Deed Book / Page | 6756 / 2203 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5056 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6360 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0069400167 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 6940/167 |
| Instrument | 2026036625 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 18, 2025 |
| Property Address | 5056 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6360 |
| Document Number | 0067562203 |
| Book / Page | 6756 / 2203 |
| Map Reference | MB 35 PG 55&56 |
| Instrument Date | Mar 17, 2025 |
| Instrument | 2025034370 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | MI TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054 |
| Name | Verified Name |
|---|---|
| Address | 5056 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6360 |
| Document Number | 0067562205 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 6756/2205 |
| Instrument | 2025034371 |
| Name | KINGS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,000 Land $44,000 | $44,000 Land $44,000 | |
| 2024 | $1,946.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 86% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 158 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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