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5056 Keyser Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5056 Keyser Mill Rd, Baker, FL 32531

Property Summary

Property TypeGeneral Agricultural/Rural
Details2 bd · 2 ba · 1,364 sqft · built 1996
Lot Size19.6 acres (855,954 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Mar 2022)
Tax Bill$386 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-595-9280-8

Property Details

APN / Parcel Number

Primary APNC56-000-595-9280-8
Alternative APNs
  • 19-3N-24-0000-0002-0100
  • 24N319000000020100

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,364 sqft Gross Area
1st Floor Area1,264 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area855,954 sqft (19.6 acres)
PorchOpen/Unfinished Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5056 KEYSER MILL RD
CityBAKER
StateFL
Zip32531-5302
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionCOM SE COR N3956.22 FT TO SE COR OF N1/2 OF GOVT LOT 1 N77 DEG W2936.66 FT S550 FT TO POB CONT S781.71 FT S70 DEG W202 FT S72 DEG W202 FT S73 DEG W492 FT N1231.25 FT S27 DEG E884.32 FT TO POB & COM SE COR N 3956 FT N 77 DEG W 2936 FT S 1331FT S 70 DE
Legal Range24W
Legal Township03N
Legal Section19
Legal Block2
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3046
Census Tract20102

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5056 KEYSER MILL RD, BAKER, FL 32531-5302
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2022 · Amount on Record
Deed SaleMar 11, 2022 · Amount on Record
Prior SaleMar 1, 2006 · Amount on Record
Deed Document Number20223533777
Deed Book / Page3609 / 3687
Prior Transfer DateJun 24, 2016
Prior Transfer Doc0032713161
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 11, 2022
Property Address5056 KEYSER MILL RD, BAKER, FL 32531-5302
Document Number0036093687
Book / Page3609 / 3687
Instrument DateMar 9, 2022
Instrument3533777
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyNOT AVAILABLE, BRADLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address710 YOUPON ST, WOODVILLE, TX 75979-4754

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1142, NICEVILLE, FL 32588-1142

Mortgage

Document Number0036093690
DateMar 11, 2022
Instrument3609/3690
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5056 KEYSER MILL RD, BAKER, FL 32531-5302
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032982339
DateMay 8, 2017
Book Page3298/2339
Instrument3133350
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueMay 15, 2040

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$386.00 (+14.2%)$28,299 (+16.37%)$135,928 (+3.02%) Land $124,591 Building $11,337
2023$338.00 (-74.91%)$24,318 (-80.96%) Land $15,716 Building $8,602$131,947 (+3.29%)
2022$1,347.00$127,749 Land $86,460 Building $41,289$127,749 Land $86,460 Building $41,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
CenturyLink
DSL		60 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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