5055 Smith Dr, Cumming, GA 30041 Property Records

Forsyth County property record for 5055 Smith Dr, Cumming, GA 30041 · Last verified June 2026

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 2 ba · 1,620 sqft · built 2017
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on File
Last Sale$264,900 (Oct 2023)
Tax Bill$1,379 (2025)
Deeds & MortgagesNov 2025 Mortgage
Oct 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN252-000-278

Property Details

APN / Parcel Number

Primary APN252-000-278
Alternative APNs
  • 0000274268
  • 252 278

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,620 sqft Gross Area
1st Floor Area1,620 sqft
Utility Area288 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Lot Area46,174 sqft
Patio Area121 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000274268
Street Address5055 SMITH DR
CityCUMMING
StateGA
Zip30041-4079
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal Description14-1 497 TRACT 2
Legal Tract2
Legal Block1
JurisdictionFORSYTH GA
Township / Civil DivisionCHESTATEE
Census Block Group1
Census Block1001
Census Tract130101

Owner

Source: Forsyth County records · APN 252-000-278

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5055 SMITH DR, CUMMING, GA 30041-4079
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · FHA Mortgage
NATION STAR MORTGAGE
Oct 30, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE
Feb 15, 2023Deed of Trust, Mortgage · VA Mortgage
US DEPARTMENT OF VETERANS AFFAIRS
Aug 06, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES
May 11, 2018Deed of Trust, Mortgage · VA Mortgage
FBC MORTGAGE
Dec 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
May 04, 2018Deed of Trust, Mortgage · VA Mortgage
FBC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Deed Book / Page11122 / 129
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address5055 SMITH DR, CUMMING, GA 30041-4079
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5055 SMITH DR, CUMMING, GA 30041-4079

Mortgage

Document Number0116950000000269
DateNov 14, 2025
Book Page0000011695/0000000269
Lender
NameNATION STAR MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH GA
Recording DateOct 30, 2023
Property Address5055 SMITH DR, CUMMING, GA 30041-4079
Document Number0111220129
Book / Page11122 / 129
Instrument DateOct 25, 2023
Transaction TypeTransfer
Record UpdatedDec 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5055 SMITH DR, CUMMING, GA 30041-4079

Mortgage

Document Number0111220000000130
DateOct 30, 2023
Book Page0000011122/0000000130
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address5055 SMITH DR, CUMMING, GA 30041-4079
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5055 SMITH DR, CUMMING, GA 30041-4079

Mortgage

Document Number0109310000000184
DateFeb 15, 2023
Book Page0000010931/0000000184
Lender
NameUS DEPARTMENT OF VETERANS AFFAIRS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term348 Months
DueJan 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address5055 SMITH DR, CUMMING, GA 30041-4079
Transaction TypeMortgage
Record UpdatedSep 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5055 SMITH DR, CUMMING, GA 30041-4079

Mortgage

Document Number0102940000000634
DateAug 06, 2021
Book Page0000010294/0000000634
Lender
NamePENNYMAC LOAN SERVICES
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address5055 SMITH DR, CUMMING, GA 30041-4079
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085520017
DateMay 11, 2018
Book Page8552/17
Instrument16449880022
Lender
NameFBC MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFORSYTH GA
Recording DateDec 13, 2018
Property Address5055 SMITH DR, CUMMING, GA 30041-4079
Document Number0087540760
Book / Page008754 / 000760
Instrument DateDec 12, 2018
Transaction TypeTransfer
Record UpdatedJan 04, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address5055 SMITH DR, CUMMING, GA 30041-4079
Document Number0088640234
Instrument DateMay 04, 2018
Transaction TypeMortgage
Record UpdatedMay 07, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5055 SMITH DR CUMMING GA 300414079, CUMMING, GA 30041-4079

Mortgage

Document Number0088640234
DateApr 24, 2019
Book Page008864/000234
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2049

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,379.00 (+2,772.92%)$56,260 (+8.76%) Land $43,656 Building $12,604$140,650 (+8.76%) Land $109,140 Building $31,510
2023$48.00 (-46.67%) Homeowner's exemption$51,728 (+38.52%) Land $35,260 Building $16,468$129,320 (+38.52%) Land $88,150 Building $41,170
2022$90.00 Homeowner's exemption$37,344 Land $21,292 Building $16,052$93,360 Land $53,230 Building $40,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 59% of Georgia
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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