5055 Samoa Ridge Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 5055 Samoa Ridge Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,942 sqft · built 2019
Lot Size	0.219 acres (9,557 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-308.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-308.00`
Alternative APN	`96376`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,942 sqft Living Area
Gross Area	5,407 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,557 sqft (0.219 acres)
Garage Area	425 sqft
Porch	Porch
Porch Area	376 sqft
Patio Area	230 sqft

Location & Zoning

Account Number	96376
Street Address	5055 SAMOA RIDGE DR
City	LANCASTER
State	SC
Zip	29720-0092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.218 AC
Legal Subdivision	TREE TOPS PHASE 2A
Legal Block	308
Legal Lot Number	308
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2015
Census Tract	11209

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5055 SAMOA RIDGE DR, LANCASTER, SC 29720-0092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 23, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	5055 SAMOA RIDGE DR, LANCASTER, SC 29720-0092
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002800
Date	Feb 10, 2021
Book Page	4291/193
Instrument	2021002800

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	May 23, 2019
Property Address	5055 SAMOA RIDGE DR, LANCASTER, SC 29720-0092
Document Number	0000007195
Book / Page	001235 / 000257
Instrument Date	May 16, 2019
Instrument	7195
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.89
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5055 SAMOA RIDGE DR LANCASTER SC 297200092, LANCASTER, SC 29720-0092

Mortgage

Document Number	7196
Date	May 23, 2019
Book Page	003741/000339
Instrument	7196

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,602.00 (+14.68%)	$18,184 (+15%) Land $1,781 Building $16,403	$765,700 (+93.7%) Land $75,000 Building $690,700
2024	$2,269.00 (+0.4%)
2023	$2,260.00	$15,812 Land $3,000 Building $12,812	$395,300 Land $75,000 Building $320,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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