5055 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5055 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,085 sqft · built 2016
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Individual Names on File
Last Sale	$957,000 (Jun 2017)
Tax Bill	$15,194 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-750-071-3`

Property Details

APN / Parcel Number

Primary APN	`222-750-071-3`
Alternative APN	`222-750-071`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,085 sqft Living Area
1st Floor Area	601 sqft
2nd Floor Area	1,484 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Cluster
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5055 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L119
Legal Subdivision	GALE RANCH SUB 9302
Legal Tract	9302
Legal Lot Number	119
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3014
Census Tract	355115

Owner

5055 Rowan Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 3, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 27, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on File
Deed Sale	Jun 27, 2017 · Amount on File
Deed Document Number	2017115251
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000109846
Date	Oct 20, 2025
Instrument	2025- 109846

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 17, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135591
Date	Jul 8, 2020
Instrument	2020-135591

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 12, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000019195
Date	Jan 21, 2021
Instrument	2021-019195

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000049221
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5055 ROWAN DR SAN RAMON CA 945825879, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000049221
Date	Apr 10, 2019
Instrument	49221

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 27, 2017
Property Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000115251
Map Reference	MAP524 PG45-51
Instrument Date	Jun 9, 2017
Instrument	2017-115251
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5055 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000115252
Date	Jun 27, 2017
Instrument	2017-115252

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000115253
Date	Jun 27, 2017
Instrument	2017-115253

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5055 Rowan Dr was $15,194 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,132,532 (+2%) Land $711,104 Building $421,428
2025	$15,194.00 Homeowner's exemption	$1,110,326 Land $697,161 Building $413,165
2023	$14,577.00 (+1.44%) Homeowner's exemption	$1,067,213 Land $670,091 Building $397,122
2022	$14,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5055 Rowan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5055 Rowan Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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