5055 Parkgate Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 5055 Parkgate Dr, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,077 sqft · built 2012
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Sep 2024)
Tax Bill	$6,772 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-09-227-005`

Property Details

APN / Parcel Number

Primary APN	`E-17-09-227-005`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,077 sqft Living Area
1st Floor Area	1,751 sqft
Basement Area	1,537 sqft
Unfinished Basement	1,537 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,553 sqft (0.38 acres)
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	38 sqft
Deck Area	368 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5055 PARKGATE DR
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R8E, SEC 9 BIRKDALE POINTE SUB NO 2 LOT 175 3-5-01 FR 200-030
Legal Range	08E
Legal Township	02N
Legal Section	09
Legal Subdivision	BIRKDALE POINTE SUB
Legal Lot Number	3,175
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4016
Census Tract	135100

Owner

5055 Parkgate Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8201 CHESAPEAKE CIR, WALLED LAKE, MI 48390-5903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2024 · Amount on File
Deed Sale	Sep 23, 2024 · Amount on File
Prior Sale	Jun 12, 2012 · Amount on File
Deed Document Number	2024105986
Deed Book / Page	59657 / 706
Prior Transfer Date	May 25, 2012
Prior Transfer Doc	0000127559
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5055 PARKGATE DR, COMMERCE TOWNSHIP, MI 48382-1499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 PARKGATE DR, COMMERCE TOWNSHIP, MI 48382-1499

Mortgage

Document Number	0000205028
Date	Oct 6, 2020
Book Page	54948/201
Instrument	205028

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 5055 Parkgate Dr was $6,772 with a homeowner's exemption, down 8.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,772.00 (-8.33%) Homeowner's exemption	$348,590	$697,180
2024	$7,387.00
2023		$301,550	$603,100
2021	$6,478.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5055 Parkgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5055 Parkgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20