5055 Palmetto Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 5055 Palmetto Ave, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1967
Lot Size	0.092 acres (4,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,128,000 (Nov 2020)
Tax Bill	$15,622 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-604-140`

Property Details

APN / Parcel Number

Primary APN	`009-604-140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,006 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5055 PALMETTO AVE
City	PACIFICA
State	CA
Zip	94044-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10003
Legal Description	LOT 14 BLK 9 FAIRMONT WEST RSM 65/10 11
Legal Subdivision	FAIRMONT WEST
Legal Block	9
Legal Lot Number	14
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1006
Census Tract	602800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5055 PALMETTO AVE, PACIFICA, CA 94044-1038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2020	Deed of Trust, Mortgage UBS BK USA
Nov 16, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Dec 22, 2005 · Amount on Record
Deed Document Number	2020128878
Prior Transfer Date	Apr 9, 2015
Prior Transfer Doc	0000055274
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	5055 PALMETTO AVE, PACIFICA, CA 94044-1038
Document Number	0000131081
Instrument Date	Nov 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	795 ALCATRAZ AVE OAKLAND CA 946091007, OAKLAND, CA 94609-1007

Mortgage

Document Number	0000131081
Date	Nov 19, 2020
Instrument	131081

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 16, 2020
Property Address	5055 PALMETTO AVE, PACIFICA, CA 94044-1038
Document Number	0000128878
Map Reference	MB 65 PG 10&11
Instrument Date	Nov 5, 2020
Instrument	2020-128878
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5055 PALMETTO AVE, PACIFICA, CA 94044-1038

Mortgage

Document Number	0000128879
Date	Nov 16, 2020
Instrument	2020-128879

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	5055 PALMETTO AVE, PACIFICA, CA 94044-1038
Document Number	0000059345
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 PALMETTO AVE PACIFICA CA 940441038, PACIFICA, CA 94044-1038

Mortgage

Document Number	0000059345
Date	Jul 12, 2017
Instrument	59345

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FM 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Elementary School District	Jefferson Elementary School District (KG - 08)
Secondary School District	Jefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,245,399 (+2%) Land $772,855 Building $472,544
2025	$15,622.00 (+5.18%)	$1,220,980 (+4.04%) Land $757,701 Building $463,279
2023	$14,853.00 (+3.63%)	$1,173,571 Land $728,280 Building $445,291	$1,073,160
2022	$14,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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