Cook County property record for 5054 N Bernard St, Chicago, IL 60625
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,233 sqft · built 1922 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $785,000 (Feb 2025) |
| Tax Bill | $8,046 (2023) |
| Deeds & Mortgages | Feb 2023 Transfer Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-11-402-046 |
| Primary APN | 13-11-402-046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,233 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 5054 N BERNARD ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60625-4916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | AUG (ERICKSONS) SUB OF EH WH BLKS 7 & 10 IN JACKSONS SUB OF & SW SEC 12 SE SEC 11-40-13 |
| Legal Range | 13E |
| Legal Township | 40N |
| Legal Section | 11 |
| Legal Subdivision | ERICKSONS SUB |
| Legal Block | 7,10 |
| Legal Lot Number | 20,21 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 831800 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5054 N BERNARD ST, CHICAGO, IL 60625-4916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 10, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Mar 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on Record |
| Deed Sale | Feb 4, 2025 · Amount on Record |
| Prior Sale | Mar 14, 2022 · Amount on Record |
| Deed Document Number | 202518313 |
| Prior Transfer Date | Jan 20, 2023 |
| Prior Transfer Doc | 0000015015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 10, 2023 |
| Property Address | 5054 N BERNARD ST, CHICAGO, IL 60625-4916 |
| Document Number | 0004115015 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2304115015 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5054 N BERNARD ST, CHICAGO, IL 60625-4916 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 14, 2022 |
| Property Address | 5054 N BERNARD ST, CHICAGO, IL 60625-4916 |
| Document Number | 0007307600 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 2207307600 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5054 N BERNARD ST, CHICAGO, IL 60625-4916 |
| Document Number | 0007307601 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2207307601 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.47% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,000 (+5%) Land $17,500 Building $39,500 | $570,000 (+5%) Land $175,000 Building $395,000 | |
| 2023 | $8,046.00 (+22.43%) | ||
| 2022 | $6,572.00 | $38,000 Land $14,000 Building $24,000 | $380,000 Land $140,000 Building $240,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1997–2013) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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